224 Division St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 224 Division St, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 875 sqft · built 1920
Lot Size0.098 acres (4,300 sqft)
Owner2 Individual Names on Record
Last Sale$50,200 (May 2009)
Tax Bill$498 (2025)
Flood ZoneZone X (minimal risk)
APN00-00-31-1800-0216-09B1

Property Details

APN / Parcel Number

Primary APN00-00-31-1800-0216-09B1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area875 sqft Heated Area
Gross Area979 sqft
1st Floor Area875 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,300 sqft (0.098 acres)
Lot Dimensions100 ft deep x 43 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area95 sqft
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address224 DIVISION ST
CityFERNANDINA BEACH
StateFL
Zip32034-3439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionBLK 216 N1/2 OF TRACT B OF LOT 9 IN OR 1621/178 CITY OF FDNA BEACH S/D SEC 23-3N-28E
Legal Range28E
Legal Township03N
Legal Section23
Legal SubdivisionFDNA BEACH S/D
Legal TractB
Legal Block216
Legal Lot Number9
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group2
Census Block2012
Census Tract50103

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPSC 470 BOX 3176, FPO, AP 96534-0032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2009 · Amount on Record
Deed SaleMay 26, 2009 · Amount on Record
Prior SaleSep 18, 2006 · Amount on Record
Deed Document Number200913824
Deed Book / Page1621 / 0178
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$498.00 (+0.61%) Homeowner's exemption$57,670 (+2.9%)$205,510 (+14.06%) Land $116,100 Building $89,410
2024$495.00 (-0.6%) Homeowner's exemption$56,045 (+3%)$180,183 (+7.28%) Land $94,600 Building $85,583
2023$498.00 (+4.84%) Homeowner's exemption$54,413 (+3%)$167,963 (+14.97%) Land $86,000 Building $81,963
2022$475.00 Homeowner's exemption$52,828$146,088 Land $68,800 Building $77,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number