224 Depot St, Rockwell, NC 28138 Property Records

Rowan County property record for 224 Depot St, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,337 sqft · built 1978
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$336,500 (Nov 2021)
Tax Bill	$3,545 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`364 154`

Property Details

APN / Parcel Number

Primary APN	`364 154`
Alternative APN	`6225136`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,337 sqft Living Area
1st Floor Area	1,739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	199 ft deep x 148 ft wide
Garage Area	598 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	100 sqft
Deck Area	624 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	224 DEPOT ST
City	ROCKWELL
State	NC
Zip	28138-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	.69AC
Legal Subdivision	EXCEPTION PLAT FOR FRANCIS RICHARD
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2053
Census Tract	51001

Owner

224 Depot St is owned and occupied by two individuals who bought it in November 2021.

Source: Rowan County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 DEPOT ST, ROCKWELL, NC 28138-9799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Nov 9, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO
Jul 16, 2018	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Dec 31, 2003 · Amount on File
Deed Book / Page	1388 / 326
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	0010890654
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jul 9, 2026
Property Address	224 DEPOT ST, ROCKWELL, NC 28138-9799
Document Number	1486000764
Book / Page	1486 / 764
Instrument Date	Jun 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 DEPOT ST, ROCKWELL, NC 28138-9799

Mortgage

Document Number	1486000764,
Date	Jul 9, 2026
Book Page	1486/764

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	305 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 9, 2021
Property Address	224 DEPOT ST, ROCKWELL, NC 28138-9799
Document Number	0013880326
Book / Page	1388 / 326
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1029, ROCKWELL, NC 28138-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 DEPOT ST, ROCKWELL, NC 28138-9799

Mortgage

Document Number	1388328
Date	Nov 9, 2021
Instrument	1388/328

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	224 DEPOT ST, ROCKWELL, NC 28138-9799
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013620972
Date	Dec 14, 2020
Book Page	1362/972

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	224 DEPOT ST, ROCKWELL, NC 28138-9799
Document Number	0013320558
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 DEPOT ST ROCKWELL NC 281389799, ROCKWELL, NC 28138-9799

Mortgage

Document Number	0013320558
Date	Aug 12, 2019
Book Page	001332/000558

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	224 DEPOT ST, ROCKWELL, NC 28138-9799
Document Number	0013130063
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 DEPOT ST ROCKWELL NC 281389799, ROCKWELL, NC 28138-9799

Mortgage

Document Number	0013130063
Date	Jul 25, 2018
Book Page	001313/000063

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, KS 64111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 224 Depot St was $3,545.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,545.00	$340,926 (-) Land $39,000 Building $301,926	$340,926 Land $39,000 Building $301,926
2025	$3,545.00	$340,926 Land $39,000 Building $301,926
2023	$3,545.00	$340,926 Land $39,000 Building $301,926	$340,926 Land $39,000 Building $301,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Depot St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Depot St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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