Effingham County property record for 224 Cyane Ln, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,645 sqft · built 2014 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Mar 2019) |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0348A-065-000 |
| Primary APN | 0348A-065-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,645 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Area | 588 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Utility Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6881 |
|---|---|
| Street Address | 224 CYANE LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-5419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .54 AC LOT 65 OUT 348-31 |
| Legal Subdivision | LONESOME OAKS |
| Legal Phase | 2 |
| Legal Block | II |
| Legal Lot Number | 65 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30208 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2017 | Deed of Trust, Mortgage · VA Mortgage WR STARKEY MORTGAGE LLP |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Mar 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Mar 9, 2017 | Warranty Deed, Transfer |
| Feb 15, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Prior Sale | Mar 9, 2017 · Amount on Record |
| Deed Document Number | 2019713 |
| Deed Book / Page | 2515 / 772 |
| Prior Transfer Date | Feb 15, 2017 |
| Prior Transfer Doc | 002395/859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2395/862 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 2395/862 |
| Instrument | 002336 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Document Number | 0000002655/0000000878 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 0000002655/0000000878 |
| Instrument | 000630 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 25, 2019 |
| Property Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Document Number | 002515/772 |
| Book / Page | 2515 / 772 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019-000713 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Document Number | 0000002515/0000000774 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 0000002515/0000000774 |
| Instrument | 002299 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 9, 2017 |
| Property Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Document Number | 002395/860 |
| Book / Page | 2395 / 860 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 2017-000588 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 15, 2017 |
| Property Address | 224 CYANE LN, GUYTON, GA 31312-5419 |
| Document Number | 002395/859 |
| Book / Page | 2395 / 859 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 2017-000600 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 CYANE LN, GUYTON, GA 31312-5421 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,188 (+7%) Land $22,800 Building $110,388 | $332,972 (+7%) Land $57,000 Building $275,972 | |
| 2025 | $3,019.00 (+7.94%) Homeowner's exemption | $124,472 (+0.25%) Land $22,800 Building $101,672 | $311,179 (+0.25%) Land $57,000 Building $254,179 |
| 2024 | $2,797.00 (+31.81%) Homeowner's exemption | $124,156 (+15.38%) Land $22,800 Building $101,356 | $310,390 (+15.38%) Land $57,000 Building $253,390 |
| 2023 | $2,122.00 (-19.38%) Homeowner's exemption | $107,610 (+21.15%) Land $17,600 Building $90,010 | $269,024 (+21.15%) Land $44,000 Building $225,024 |
| 2022 | $2,632.00 Homeowner's exemption | $88,822 Land $14,800 Building $74,022 | $222,056 Land $37,000 Building $185,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AZALEA POINT private · serves 1,037 people · EPA ID GA1030126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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