224 Cobblestone Xing, Gaffney, SC 29341 Property Records

Cherokee County property record for 224 Cobblestone Xing, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,610 sqft · built 2021
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Dec 2021)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027102-23-3`

Property Details

APN / Parcel Number

Primary APN	`027102-23-3`
Alternative APNs	`0590000035112 00013415` `059-00-00-035.112` `026953223`

Interior

Stories	1 Story
Building Area	2,610 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Lot Area	33,977 sqft (0.78 acres)
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0590000035112 00013415
Street Address	224 COBBLESTONE XING
City	GAFFNEY
State	SC
Zip	29341-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLE STONE CROSSING LT#12 FM GUTHRIE & ROBBS $60000 & PAR 35.117 FM ANTHONY-RODNEY $435000
Legal Subdivision	COBBLE STONE CROSSING
Legal Tract	81
Legal Lot Number	12
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1008
Census Tract	970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 COBBLESTONE XING, GAFFNEY, SC 29341-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FED'L S&L ASSN
Aug 27, 2019	Deed of Trust, Mortgage WILKINS DON L TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	0000142553
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	12 COBBLESTONE XING, GAFFNEY, SC 29341
Document Number	0001300624
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1485 MALOA WAY ROCK HILL SC 297329538, ROCK HILL, SC 29732-9538

Mortgage

Document Number	0001300624
Date	Jan 13, 2021
Book Page	000130/000624
Instrument	206

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	12 COBBLESTONE XING, GAFFNEY, SC 29341
Document Number	0001151093
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	COBBLE STONE XING SC, SC

Mortgage

Document Number	0001151093
Date	Aug 27, 2019
Book Page	000115/001093
Instrument	4287

Lender

Name	WILKINS DON L TRUST (RT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (+19.48%) Homeowner's exemption	$16,170 (-) Land $1,200 Building $14,970	$404,200 (-) Land $30,000 Building $374,200
2023	$1,684.00	$16,170 Land $1,200 Building $14,970	$404,200 Land $30,000 Building $374,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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