Santa Cruz County property record for 224 Circle Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,584 sqft · built 1966 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Jun 2017) |
| Tax Bill | $11,733 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-241-20 |
| Primary APN | 077-241-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 3,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 19,820 sqft (0.455 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 224 CIRCLE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 120301 |
Source: Santa Cruz County records · APN 077-241-20
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 CIRCLE DR, BEN LOMOND, CA 95005-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| May 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage AVIEL 2006 FAMILY TRUST (PT) |
| Jun 23, 2017 | Grant Deed, Transfer · Conventional Mortgage AVIEL 2006 FAMILY TRUST (PT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on Record |
| Deed Sale | Jun 23, 2017 · Amount on Record |
| Deed Document Number | 201720580 |
| Prior Transfer Date | Jan 08, 1999 |
| Prior Transfer Doc | 0000001888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 24, 2026 |
| Property Address | 224 CIRCLE DR, BEN LOMOND, CA 95005-9419 |
| Document Number | 0000009055 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20269055 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 224 CIRCLE DR, BEN LOMOND, CA 95005-9419 |
| Document Number | 0000009055, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20269055 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 224 CIRCLE DR, BEN LOMOND, CA 95005-9419 |
| Document Number | 0000014967 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000014967 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 14967 |
| Name | AVIEL 2006 FAMILY TRUST (PT) |
|---|---|
| Address | 3199 GREENOAK CT, SAN MATEO, CA 94403-3835 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 17, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 23, 2017 |
| Property Address | 224 CIRCLE DR, BEN LOMOND, CA 95005-9419 |
| Document Number | 0000020580 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 20580 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 224 CIRCLE DR BEN LOMOND CA 950059419, BEN LOMOND, CA 95005-9419 |
| Document Number | 20581 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 20581 |
| Name | AVIEL 2006 FAMILY TRUST (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $994,390 (+2%) Land $576,746 Building $417,644 | ||
| 2025 | $11,733.00 (+4.15%) | $974,893 (+4.04%) Land $565,438 Building $409,455 | |
| 2024 | $11,266.00 (-0.12%) | ||
| 2023 | $11,279.00 (+2.4%) | $937,036 Land $543,481 Building $393,555 | $1,009,260 |
| 2022 | $11,015.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1982–2000) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Surfnet Communications, T-Mobile USA.
Based on FCC filings for 288 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures