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224 Cherry St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 224 Cherry St, Chattanooga, TN 37403 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,784 sqft · built 2009
Lot Size0.062 acres (2,722 sqft)
Owner2 Individual Names on File
Last Sale$1,175,000 (Feb 2022)
Tax Bill$4,015 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN135M B 016.09

Property Details

APN / Parcel Number

Primary APN135M B 016.09
Alternative APN
  • 0000163966

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,784 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area2,722 sqft (0.062 acres)
Lot Dimensions120 ft deep x 24.4 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000163966
Street Address224 CHERRY ST
CityCHATTANOOGA
StateTN
Zip37403-1010
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 11 WALNUT HILL TOWNHOMES DIV PB90 PG162 OUT OF 125M-B-16.01 FOR 2009
Legal SubdivisionWALNUT HILL TOWNHOME
Legal Lot Number11
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2026
Census Tract3100

Owner

Source: Hamilton County records · APN 135M B 016.09

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address224 CHERRY ST, CHATTANOOGA, TN 37403-1010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
BAY BANK TRUST COMPANY
Feb 01, 2022Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Deed Document Number2022233
Deed Book / Page12829 / 725
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJul 24, 2026
Property Address224 CHERRY ST, CHATTANOOGA, TN 37403-1010
Document Number0000000224
Book / Page14380 / 900
Instrument DateJul 16, 2026
Instrument2026224
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 CHERRY ST, CHATTANOOGA, TN 37403-1010

Mortgage

Document Number0000000224,
DateJul 24, 2026
Book Page14380/900
Instrument2026224
Lender
NameBAY BANK TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 16, 2051
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 01, 2022
Property Address224 CHERRY ST, CHATTANOOGA, TN 37403-1010
Document Number0000000233
Book / Page12829 / 725
Map ReferenceMB 90 GP 162
Instrument DateJan 31, 2022
Instrument2022020100233
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$4,347.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 CHERRY ST, CHATTANOOGA, TN 37403-1010

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,015.00 (-5.91%)$264,925 (+38.89%)$1,059,700 (+38.89%) Land $275,000 Building $784,700
2024$4,267.00$190,750 (-)$763,000 (-) Land $150,000 Building $613,000
2023$4,267.00$190,750 (-)$763,000 (-) Land $150,000 Building $613,000
2022$4,267.00$190,750$763,000 Land $150,000 Building $613,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650031002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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