224 Chapel Ridge Rd, Richlands, NC 28574 Property Records

Onslow County property record for 224 Chapel Ridge Rd, Richlands, NC 28574

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,116 sqft · built 1993
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2022)
Tax Bill	$548 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34A-73`

Property Details

APN / Parcel Number

Primary APN	`34A-73`
Alternative APNs	`0491117000` `457877000` `491117000` `039088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	518 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	491117000
Street Address	224 CHAPEL RIDGE RD
City	RICHLANDS
State	NC
Zip	28574-5191
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-8M
Legal Description	L38 CHAPEL RIDGE 2381/208 DECLARATION OF INTENT
Legal Subdivision	CHAPEL RIDGE LOTS 36-39
Legal Lot Number	38
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1002
Census Tract	204

Owner

224 Chapel Ridge Rd, a mobile home, is owned by an individual who bought it in December 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5834 N WASHTENAW AVE, CHICAGO, IL 60659-3912
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 14, 2020	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Book / Page	5884 / 823
Prior Transfer Date	Feb 15, 2005
Prior Transfer Doc	0023970719
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 9, 2022
Property Address	224 CHAPEL RIDGE RD, RICHLANDS, NC 28574-5191
Document Number	0058840823
Book / Page	5884 / 823
Map Reference	MB 38 PG 2
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CHAPEL RIDGE RD, RICHLANDS, NC 28574-5191
Investor	Possibly a Property Investor

Mortgage

Document Number	0005884828
Date	Dec 9, 2022
Instrument	5884-828

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 14, 2020
Property Address	224 CHAPEL RIDGE RD, RICHLANDS, NC 28574-5191
Document Number	0051070109
Book / Page	5107 / 109
Map Reference	MB 38 PG 2
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 EMPIRE BLVD, 134, JACKSONVILLE, NC 28546-6950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CHAPEL RIDGE RD, RICHLANDS, NC 28574-5191

Mortgage

Document Number	0005107112
Date	Feb 14, 2020
Instrument	5107/112

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 29, 2018
Property Address	224 CHAPEL RIDGE RD, RICHLANDS, NC 28574-5191
Document Number	0048530429
Book / Page	004853 / 000429
Instrument Date	Oct 8, 2018
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 EMPIRE BLVD JACKSONVILLE NC 285466950, JACKSONVILLE, NC 28546-6950

Tax Assessment & Valuation

The 2026 property tax bill for 224 Chapel Ridge Rd was $548.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$548.00	$158,114 (+88.89%) Land $58,500 Building $99,614	$158,114 (+88.89%) Land $58,500 Building $99,614
2025	$548.00	$83,706 Land $40,000 Building $43,706	$83,706 Land $40,000 Building $43,706
2023	$548.00	$83,706 Land $40,000 Building $43,706	$83,706 Land $40,000 Building $43,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Chapel Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Chapel Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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