224 Central Ave, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 224 Central Ave, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,973 sqft · built 1890
Lot Size	0.721 acres (31,415 sqft)
Owner	2 Individual Names on File
Last Sale	$1,865,000 (Jul 2021)
Tax Bill	$23,878 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:E B:017 L:1`

Property Details

APN / Parcel Number

Primary APN	`MILT M:E B:017 L:1`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,973 sqft Living Area
Gross Area	10,353 sqft
Basement Area	2,394 sqft
Unfinished Basement	2,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	31,415 sqft (0.721 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	224 CENTRAL AVE
City	MILTON
State	MA
Zip	02186-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	17
Legal Lot Number	1
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1007
Census Tract	416300

Owner

224 Central Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 CENTRAL AVE, MILTON, MA 02186-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 17, 2017	Quit Claim Deed, Transfer BLUE HILLS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Book / Page	39680 / 331
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jul 29, 2021
Property Address	224 CENTRAL AVE, MILTON, MA 02186-2827
Document Number	039680-331
Book / Page	39680 / 331
Instrument Date	Jul 29, 2021
Instrument	98865
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 CENTRAL AVE, MILTON, MA 02186-2827

Mortgage

Document Number	0000098866
Date	Jul 29, 2021
Instrument	98866

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	224 CENTRAL AVE, MILTON, MA 02186-2827
Document Number	37044-351
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CENTRAL AVE MILTON MA 021862827, MILTON, MA 02186-2827

Mortgage

Document Number	37044-351
Date	Aug 9, 2019
Book Page	037044/000351
Instrument	68668

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Nov 17, 2017
Property Address	224 CENTRAL AVE, MILTON, MA 02186-2827
Document Number	035606-225
Book / Page	35606 / 225
Instrument	110209
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CENTRAL AVE, MILTON, MA 02186-2827

Mortgage

Document Number	0356060228
Date	Nov 17, 2017
Instrument	35606/0228

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2047

Interest

Rate	3.25%
Max Rate At Change	20.1%
Max Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 224 Central Ave was $23,878, up 2.5% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,878.00 (+2.54%)	$2,153,100 (+0.97%) Land $503,700 Building $1,649,400	$2,194,975
2024	$23,286.00 (+0.44%)	$2,132,400 (+4.86%) Land $479,700 Building $1,652,700
2023	$23,183.00	$2,033,600 Land $456,900 Building $1,576,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 21 condo units
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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