224 Cairo Rd, Oakland, CA 94603 Property Records

Alameda County property record for 224 Cairo Rd, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1943
Lot Size	0.099 acres (4,332 sqft)
Owner	Individual Name on Record
Tax Bill	$7,134 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`44-5065-7`

Property Details

APN / Parcel Number

Primary APN	`44-5065-7`
Alternative APN	`044-5065-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,332 sqft (0.099 acres)

Location & Zoning

Street Address	224 CAIRO RD
City	OAKLAND
State	CA
Zip	94603-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00205 BLK: TR: 0668
Legal Subdivision	OAKLAND
Legal Tract	0668
Legal Lot Number	205
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3044
Census Tract	409000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 CAIRO RD, OAKLAND, CA 94603-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2020	Loan Modification, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Mar 30, 2018	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Feb 1, 2017	Grant Deed, Transfer · FHA Mortgage DBA PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018
Deed Sale	Mar 30, 2018
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	201865524
Prior Transfer Date	Jul 25, 2012
Prior Transfer Doc	0000254554
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	224 CAIRO RD, OAKLAND, CA 94603-1008
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061963
Date	Mar 16, 2020
Instrument	2020061963

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALAMEDA CA
Property Address	224 CAIRO RD, OAKLAND, CA 94603-1008
Document Number	0000316632
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CAIRO RD OAKLAND CA 946031008, OAKLAND, CA 94603-1008

Mortgage

Document Number	0000316632
Date	Nov 18, 2020
Instrument	316632

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Interest

Rate	2.75%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 30, 2018
Property Address	224 CAIRO RD, OAKLAND, CA 94603-1008
Document Number	0000065524
Map Reference	MB 8 PG 62B-63
Instrument Date	Mar 23, 2018
Instrument	2018065524
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CAIRO RD, OAKLAND, CA 94603-1008

Mortgage

Document Number	0000065525
Date	Mar 30, 2018
Instrument	2018065525

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 1, 2017
Property Address	224 CAIRO RD, OAKLAND, CA 94603-1008
Document Number	0000025196
Map Reference	MAP8 PG62&63
Instrument Date	Jan 24, 2017
Instrument	2017025196
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 CAIRO RD, OAKLAND, CA 94603-1008

Mortgage

Document Number	0000025197
Date	Feb 1, 2017
Instrument	2017025197

Lender

Name	DBA PACIFIC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,563 (+0.3%) Land $125,932 Building $294,631
2025	$7,134.00 (-0.07%) Homeowner's exemption	$412,318 (+4.04%) Land $123,463 Building $288,855
2023	$7,139.00 Homeowner's exemption	$396,308 Land $118,669 Building $277,639	$439,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Feb 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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