224 Bethlehem Rd, Waterford, MS 38685 Property Records

Marshall County property record for 224 Bethlehem Rd, Waterford, MS 38685

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,919 sqft · built 1993
Lot Size	9.3 acres (405,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2015)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`106-19-00507`

Property Details

APN / Parcel Number

Primary APN	`106-19-00507`
Alternative APN	`17967`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,919 sqft Living Area
1st Floor Area	1,066 sqft
2nd Floor Area	853 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	405,108 sqft (9.3 acres)
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	17967
Street Address	224 BETHLEHEM RD
City	WATERFORD
State	MS
Zip	38685-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT IN NW1/4 S OF ROAD (LOT 1 J F CARDWELL SURVEY)
Legal Range	02
Legal Township	05
Legal Section	19
Legal Lot Number	1
Jurisdiction	MARSHALL MS
Township / Civil Division	5
Census Block Group	1
Census Block	1037
Census Tract	950502

Owner

Source: Marshall County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 COOK CIR # A, A, POTTS CAMP, MS 38659-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	0020154478
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Property Address	224 BETHLEHEM RD, WATERFORD, MS 38685-9722
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 BETHLEHEM RD, WATERFORD, MS 38685-9722

Mortgage

Document Number	2023002893
Date	Jul 19, 2023
Instrument	2023002893

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Property Address	224 BETHLEHEM RD, WATERFORD, MS 38685-9722
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 BETHLEHEM RD, WATERFORD, MS 38685-9722

Mortgage

Document Number	2021005324
Date	Oct 29, 2021
Instrument	2021005324

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Marshall County
Unified School District	Marshall County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (+22.88%) Homeowner's exemption	$20,993 (+30.88%)	$209,270 (+31.24%) Land $14,120 Building $195,150
2024	$1,604.00 (+4.5%)
2023	$1,535.00 (-5.36%) Homeowner's exemption	$16,040 (+0.03%)	$159,450 (+0.04%) Land $6,080 Building $153,370
2022	$1,622.00 Homeowner's exemption	$16,035	$159,380 Land $6,010 Building $153,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 83% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

May also be available: C Spire Wireless, T-Mobile.

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