224 Academy St, Cameron, IL 61423 Property Records

Warren County property record for 224 Academy St, Cameron, IL 61423

Property Summary

Property TypeSingle Family Home
Lot Size0.196 acres (8,520 sqft)
OwnerIndividual Name on Record
Last Sale$61,500 (Feb 2026)
Tax Bill$2,104 (2025)
Deeds & MortgagesOct 2008 Mortgage
Feb 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-205-006-00

Property Details

APN / Parcel Number

Primary APN03-205-006-00

Interior

Building Area1,072 sqft Living Area
Basement Area1,072 sqft
Unfinished Basement1,072 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area8,520 sqft (0.196 acres)
Lot Dimensions142 ft deep x 60 ft wide

Location & Zoning

Street Address224 ACADEMY ST
CityCAMERON
StateIL
Zip61423-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 LOT 8 & 20' S SD LOT 5 BLOCK 5 WASTES ADDN LOT SIZE: 60' X 142'
Legal SubdivisionWASTES ADDN
Legal Block5
Legal Lot Number5,8,20
JurisdictionWARREN IL
Township / Civil DivisionFLOYD
Census Block Group4
Census Block4105
Census Tract870300

Owner

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address224 ACADEMY ST, CAMERON, IL 61423-2000
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2008Deed of Trust, Mortgage · ARM
SECURITY SAVINGS BANK
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Jun 2, 2023Sheriff's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Oct 26, 2011Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY NATIONAL BANK IN MONMOUTH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleMay 7, 2024 · Amount on Record
Deed Document Number2026285
Prior Transfer DateMay 24, 2023
Prior Transfer Doc02023R0826
Record UpdatedOct 29, 2026

October 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN IL
Property Address224 ACADEMY ST, CAMERON, IL 61423-2000
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02008R2738
DateOct 20, 2008
Instrument2008R-2738
Lender
NameSECURITY SAVINGS BANK
TypeBank
AddressMONMOUTH, IL 61462
Agreement
TypeARM
AmountAmount Recorded
Term145 Months
DueNov 1, 2020
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateDec 1, 2008
Change Frequency3 Years
Min Rate At Change5.75%
Max Rate At Change10.7%
Index3-Year TN
Max Rate10.7%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN IL
Recording DateFeb 20, 2026
Property Address224 ACADEMY ST, CAMERON, IL 61423-2000
Document Number02026R0285
Instrument DateFeb 20, 2026
Instrument2026R-0285
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$61.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 ACADEMY ST, CAMERON, IL 61423-2000

Mortgage

Document Number02026R0286
DateFeb 20, 2026
Instrument2026R-0286
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate5.87%

June 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionWARREN IL
Recording DateJun 2, 2023
Property Address224 ACADEMY ST, CAMERON, IL 61423-2000
Document Number02023R0826
Instrument DateMay 24, 2023
Instrument2023R-0826
Transaction TypeForeclosure
Record UpdatedJun 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

October 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN IL
Recording DateOct 26, 2011
Property Address224 ACADEMY ST, CAMERON, IL 61423-2000
Document Number02011R2465
Instrument DateOct 25, 2011
Instrument2011R-2465
Transaction TypeTransfer
Record UpdatedAug 7, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$102.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address224 ACADEMY ST, CAMERON, IL 61423-2000

Mortgage

Document Number02011R2466
DateOct 26, 2011
Instrument2011R-2466
Lender
NameCOMMUNITY NATIONAL BANK IN MONMOUTH
AddressMONMOUTH, IL 61462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWarren County
County SubdivisionFloyd Township
Unified School DistrictUnited Community School District 304 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,104.00 (+3.65%)$28,390 (+7.25%) Land $1,020 Building $27,370$85,170 (+7.25%) Land $3,060 Building $82,110
2024$2,030.00 (+49.93%)$26,470 (+14.39%) Land $950 Building $25,520$79,410 (+14.39%) Land $2,850 Building $76,560
2022$1,354.00 Homeowner's exemption$23,140 Land $830 Building $22,310$69,420 Land $2,490 Building $66,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Most Recent ClaimOct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
400 / 100
Sparklight
Cable
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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