224 3rd St, Ringsted, IA 50578 Property Records

Emmet County property record for 224 3rd St, Ringsted, IA 50578

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,568 sqft · built 1908
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Feb 2024)
Tax Bill	$518 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1221259005`

Property Details

APN / Parcel Number

Primary APN	`1221259005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	224 3RD ST
City	RINGSTED
State	IA
Zip	50578-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 14 O P
Legal Subdivision	OP RINGSTED
Legal Block	14
Legal Lot Number	12
Jurisdiction	EMMET IA
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1149
Census Tract	70100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 3RD ST, RINGSTED, IA 50578-5014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer · USDA Mortgage UNITED BANK OF IOWA
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMPLOYEE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Deed Document Number	2024132
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000000333
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET IA
Recording Date	Feb 7, 2024
Property Address	224 3RD ST, RINGSTED, IA 50578-5014
Document Number	0202400132
Instrument Date	Feb 1, 2024
Instrument	2024-00132
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 3RD ST, RINGSTED, IA 50578-5014

Mortgage

Document Number	0202400133
Date	Feb 7, 2024
Instrument	2024-00133

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	224 3RD ST, RINGSTED, IA 50578-5014
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000576
Date	May 29, 2020
Instrument	2020-00576

Lender

Name	EMPLOYEE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Emmet County
Municipality	Ringsted City
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$518.00 (+28.22%)	$42,700 (-) Land $5,300 Building $37,400	$42,700 (-) Land $5,300 Building $37,400
2025	$404.00 (+2.54%) Homeowner's exemption	$42,700 (+4%) Land $5,300 Building $37,400	$42,700 (+4%) Land $5,300 Building $37,400
2024	$394.00 (-7.51%)
2023		$30,500 (+5.54%) Land $4,200 Building $26,300	$30,500 (+5.54%) Land $4,200 Building $26,300
2022	$426.00 Homeowner's exemption	$28,900 Land $4,200 Building $24,700
2021			$28,900 Land $4,200 Building $24,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGSTED WATER SUPPLY serves 365 people · EPA ID IA3275087
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independent Networks Fiber	1,000 / 1,000

May also be available: GigFire, Nextlink.

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