224 3rd St N, Delano, MN 55328 Property Records

Wright County property record for 224 3rd St N, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 1890
Lot Size	0.171 acres (7,484 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2023)
Tax Bill	$3,666 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`107-022-004070`

Property Details

APN / Parcel Number

Primary APN	`107-022-004070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,866 sqft Living Area
1st Floor Area	1,105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2005
Exterior Material	Stucco
Foundation Type	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,484 sqft (0.171 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	224 3RD ST N
City	DELANO
State	MN
Zip	55328-9031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 LITCHFIELDS ADDN LOT-007 BLOCK-004
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	FIELDS ADDN
Legal Block	4
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	1
Census Block	1018
Census Tract	101002

Owner

224 3rd St N is owned and occupied by two individuals who bought it in October 2023.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 3RD ST N, DELANO, MN 55328-9031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 17, 2017	Warranty Deed, Transfer · FHA Mortgage CAPWEST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	20231585084
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 10, 2023
Property Address	224 3RD ST N, DELANO, MN 55328-9031
Document Number	00A1540312
Instrument Date	Oct 5, 2023
Instrument	A1540312
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 3RD ST N, DELANO, MN 55328-9031

Mortgage

Document Number	00A1540313
Date	Oct 10, 2023
Instrument	A1540313

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	224 3RD ST N, DELANO, MN 55328-9031
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CITIES TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001462307
Date	Mar 15, 2021
Instrument	1462307

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 31, 2021
Property Address	224 3RD ST N, DELANO, MN 55328-9031
Document Number	0001482348
Instrument Date	Aug 20, 2021
Instrument	1482348
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 3RD ST N, DELANO, MN 55328-9031

Mortgage

Document Number	0001482349
Date	Aug 31, 2021
Instrument	1482349

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	224 3RD ST N, DELANO, MN 55328-9031
Document Number	0001436547
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 3RD ST N DELANO MN 553289031, DELANO, MN 55328-9031

Mortgage

Document Number	0001436547
Date	Aug 12, 2020
Instrument	1436547

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 17, 2017
Property Address	224 3RD ST N, DELANO, MN 55328-9031
Document Number	0001337092
Instrument Date	Feb 9, 2017
Instrument	1337092
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 3RD ST N DELANO MN 553289031, DELANO, MN 55328-9031

Mortgage

Document Number	1337093
Date	Feb 17, 2017
Instrument	1337093

Lender

Name	CAPWEST HM LNS
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 224 3rd St N was $3,666.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,666.00	$339,500 (+3.98%) Land $55,000 Building $284,500	$339,500 (+3.98%) Land $55,000 Building $284,500
2025		$326,500 Land $55,000 Building $271,500	$326,500 Land $55,000 Building $271,500
2023	$3,554.00 (+34.72%)	$339,200 Land $57,000 Building $282,200	$339,200 Land $57,000 Building $282,200
2022	$2,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 3rd St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 224 3rd St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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