224 28th St W, Bradenton, FL 34205 Property Records

Manatee County property record for 224 28th St W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1925
Lot Size	0.452 acres (19,705 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Dec 2021)
Tax Bill	$7,486 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34589.0000-2`

Property Details

APN / Parcel Number

Primary APN	`34589.0000-2`
Alternative APNs	`3417273458900002` `34589-0005-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	700 sqft
Basement Area	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1997
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,705 sqft (0.452 acres)
View / Lot	Standard
Porch	Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	3458900002
Street Address	224 28TH ST W
City	BRADENTON
State	FL
Zip	34205-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 13 RIVERVIEW NO 2, ALSO S 10 FT OF LOT 12 OF T B GALLUP SUB, TOGETHER WITH DB 408 PG 504 DESC AS FOLLOWS: ALL THAT PART OF LOT 12, T V GALLUPS SUB AS PER PLAT THEREOF REC IN
Legal Range	17E
Legal Township	34S
Legal Section	27
Legal Subdivision	RIVERVIEW 2
Legal Lot Number	13
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3026
Census Tract	1202

Owner

224 28th St W is owned and occupied by two individuals who bought it in December 2021.

Source: Manatee County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 28TH ST W, BRADENTON, FL 34205-4208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	2021173469
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 30, 2021
Property Address	224 28TH ST W, BRADENTON, FL 34205-4208
Document Number	0041173469
Map Reference	MB 1 PG 207
Instrument Date	Dec 28, 2021
Instrument	202141173469
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2502 15TH AVE W, BRADENTON, FL 34205-3964

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 28TH ST W, BRADENTON, FL 34205-4208

Mortgage

Document Number	0041173470
Date	Dec 30, 2021
Instrument	202141173470

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 22, 2021
Property Address	224 28TH ST W, BRADENTON, FL 34205-4208
Document Number	0041096759
Map Reference	MB 1 PG 207
Instrument Date	Jul 20, 2021
Instrument	202141096759
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 28TH ST W, BRADENTON, FL 34205-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4779 CENTURIAN WAY VW, SNELLVILLE, GA 30039-7758
Investor	Possibly a Property Investor

Mortgage

Document Number	0041096760
Date	Jul 22, 2021
Instrument	202141096760

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 224 28th St W was $7,486 with a homeowner's exemption.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,598 (-) Land $137,700 Building $310,898	$448,598 (-) Land $137,700 Building $310,898
2025	$7,486.00 Homeowner's exemption	$448,598 Land $137,700 Building $310,898	$448,598 Land $137,700 Building $310,898
2023		$370,216	$404,809 Land $61,200 Building $343,609
2022	$3,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 28th St W in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	111 (1981–2024)
Claims Outside the SFHA	6 of 111
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 40 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims Hurricane Elena, Aug 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 28th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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