223A White St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 223A White St, Belmont, MA 02478

Property Summary

Property Type	Duplex
Details	7 bd · 4 ba · 3,157 sqft · built 1965
Lot Size	0.183 acres (7,960 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 1999)
Tax Bill	$10,786 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELM M:15 P:000161 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:15 P:000161 S`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,157 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,960 sqft (0.183 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	223A WHITE ST
City	BELMONT
State	MA
Zip	02478-1255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2006
Census Tract	357600

Owner

223A White St, a duplex, is owned by an individual who bought it in July 1999.

Source: Middlesex County and Belmont Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	223 WHITE ST, A, BELMONT, MA 02478-1255
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit E CAMBRIDGE SVGS BK
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage E CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1999 · Amount on File
Deed Sale	Jul 1, 1999 · Amount on File
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	223A WHITE ST, BELMONT, MA 02478-1255
Document Number	71621-227
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 WHITE ST #0A BELMONT MA 024781255, A, BELMONT, MA 02478-1255

Mortgage

Document Number	71621-227
Date	Sep 14, 2018
Book Page	071621/000227
Instrument	142984

Lender

Name	E CAMBRIDGE SVGS BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	223A WHITE ST, BELMONT, MA 02478-1255
Document Number	71193-391
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 WHITE ST #0A BELMONT MA 024781255, A, BELMONT, MA 02478-1255

Mortgage

Document Number	71193-391
Date	Jun 22, 2018
Book Page	071193/000391
Instrument	90204

Lender

Name	E CAMBRIDGE SVGS BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 223A White St was $10,786.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,786.00	$947,000 Land $596,000 Building $351,000	$1,132,021
2023	$10,925.00	$972,000 Land $745,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223A White St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 223A White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures