22399 Royal Oak Rd, Quantico, MD 21856 Property Records

Wicomico County property record for 22399 Royal Oak Rd, Quantico, MD 21856

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1975
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Oct 2023)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-000176`

Property Details

APN / Parcel Number

Primary APN	`03-000176`
Alternative APN	`000176`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000176
Street Address	22399 ROYAL OAK RD
City	QUANTICO
State	MD
Zip	21856-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL D L 2-21,000SQ FT 22399 ROYAL OAK RD WESTMORELAND PARK 1 PLAT
Legal Subdivision	WESTMORELAND PARK
Legal Block	D
Legal Lot Number	2
Jurisdiction	WICOMICO MD
Township / Civil Division	17, WESTSIDE
Census Block Group	3
Census Block	3016
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22399 ROYAL OAK RD, QUANTICO, MD 21856-2086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2021	Deed of Trust, Mortgage HABITAT FOR HUMANITY OF WICOMICO COUNTY
Mar 30, 2020	Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Book / Page	5314 / 203
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 25, 2023
Property Address	22399 ROYAL OAK RD, QUANTICO, MD 21856-2086
Document Number	0053140203
Book / Page	5314 / 203
Map Reference	LB JWTS 810 FO 1
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$699.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22399 ROYAL OAK RD, QUANTICO, MD 21856-2086

Mortgage

Document Number	0053140209
Date	Oct 25, 2023
Instrument	5314-0209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	22399 ROYAL OAK RD, QUANTICO, MD 21856-2086
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049400440
Date	Sep 16, 2021
Book Page	4940/440

Lender

Name	HABITAT FOR HUMANITY OF WICOMICO COUNTY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 30, 2020
Property Address	22399 ROYAL OAK RD, QUANTICO, MD 21856-2086
Document Number	0046130394
Book / Page	4613 / 394
Map Reference	LB JWTS 80 FO 1
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	22399 ROYAL OAK RD, QUANTICO, MD 21856-2086

Mortgage

Document Number	0004613399
Date	Mar 30, 2020
Instrument	4613/399

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,100 (+23.82%) Land $24,200 Building $122,900	$147,100 (+23.82%) Land $24,200 Building $122,900
2025	$1,329.00 (+12.15%) Homeowner's exemption
2023	$1,185.00	$118,800 Land $24,200 Building $94,600	$118,800 Land $24,200 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	38 (1983–2024)
Most Recent Claim	Sep 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 10 claims Hurricane Isabel, Sep 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98% of Maryland
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

No cell data coverage reported

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