Crow Wing County property record for 22397 Co Rd 3, Merrifield, MN 56465
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,240 sqft · built 2024 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,108 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 730262400D00009 |
| Primary APN | 730262400D00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 57,935 sqft (1.33 acres) |
| Pole Barn | 2,080 sqft |
| Heating System | Other |
|---|
| Account Number | 179659 |
|---|---|
| Street Address | 22397 COUNTY ROAD 3 |
| City | MERRIFIELD |
| State | MN |
| Zip | 56465-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE E 175.00 FT OF THE W 835.00 FT OF THE S 10 ACRES OF THE N 30 ACRES OF THE SENW SEC 26 TWP 135N R28, CWC MN. TOG/W AND SUB |
| Legal Range | 28W |
| Legal Township | 135 |
| Legal Section | 26 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | LAKE EDWARD |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950502 |
22397 Co Rd 3, a single family home, is owned by two individuals.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22425 COUNTY ROAD 3, MERRIFIELD, MN 56465-4519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST WESTERN BANK AND TRUST |
| Feb 12, 2025 | Deed of Trust, Mortgage AMERICAN NATIONAL BANK OF MINNESOTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 22397 COUNTY ROAD 3, MERRIFIELD, MN 56465-4643 |
| Document Number | 0001026854 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20261026854 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 22425 COUNTY ROAD 3, MERRIFIELD, MN 56465-4519 |
| Document Number | 0001026854, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20261026854 |
| Name | FIRST WESTERN BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 15, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 22397 COUNTY ROAD 3, MERRIFIELD, MN 56465-4643 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001006397 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 1006397 |
| Name | AMERICAN NATIONAL BANK OF MINNESOTA |
|---|---|
| Type | Bank |
| Address | NISSWA, MN 56468 |
| Amount | Amount on Record |
|---|---|
| Term | 30 Months |
| Due | Aug 12, 2027 |
The 2026 property tax bill for 22397 Co Rd 3 was $1,108.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Lake Edward Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,108.00 | $348,500 Land $46,200 Building $302,300 | $348,500 Land $46,200 Building $302,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22397 Co Rd 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22397 Co Rd 3 is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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