2239 Bluebird Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2239 Bluebird Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2021
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$332,600 (Jun 2021)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-26-31-3975-0001-2500`

Property Details

APN / Parcel Number

Primary APN	`08-26-31-3975-0001-2500`
Alternative APN	`263108397500012500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,972 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	438 sqft
Porch	Florida Room
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2239 BLUEBIRD PL
City	SAINT CLOUD
State	FL
Zip	34771-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 3 PB 30 PGS 1-5 LOT 250
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK LAKE PHS 1 2 & 3
Legal Phase	3
Legal Lot Number	250
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2239 BLUEBIRD PL, SAINT CLOUD, FL 34771-8425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 24, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 4, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202187327
Deed Book / Page	5973 / 2929
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 1, 2026
Property Address	2239 BLUEBIRD PL, SAINT CLOUD, FL 34771-8425
Document Number	0000043813
Book / Page	6948 / 618
Instrument Date	Mar 5, 2026
Instrument	202643813
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 BLUEBIRD PL, SAINT CLOUD, FL 34771-8425

Mortgage

Document Number	0000043813,
Date	Apr 1, 2026
Book Page	6948/618
Instrument	202643813

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jun 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2239 BLUEBIRD PL, SAINT CLOUD, FL 34771-8425
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 BLUEBIRD PL, SAINT CLOUD, FL 34771-8425

Mortgage

Document Number	0066381451
Date	Jul 24, 2024
Book Page	6638/1451
Instrument	2024096661

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jun 1, 2051

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 4, 2021
Property Address	2239 BLUEBIRD PL, SAINT CLOUD, FL 34771-8425
Document Number	0059732929
Book / Page	5973 / 2929
Map Reference	MB 30 PG 1-5
Instrument Date	May 28, 2021
Instrument	2021087327
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,328.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 BLUEBIRD PLACE, SAINT CLOUD, FL 34771-8425

Mortgage

Document Number	0059732931
Date	Jun 4, 2021
Instrument	5973/2931

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,533.00 (+31.27%) Homeowner's exemption	$352,000 (+4.96%) Land $75,000 Building $277,000	$352,000 (+2.15%) Land $75,000 Building $277,000
2024	$4,215.00 (-11.15%)
2023	$4,744.00 (+5.59%) Homeowner's exemption	$335,352 (+4.67%)	$344,600 (+7.55%) Land $65,000 Building $279,600
2022	$4,493.00 Homeowner's exemption	$320,400 Land $60,000 Building $260,400	$320,400 Land $60,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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