2239 Bertha St, Jacksonville, FL 32207 Property Records

Duval County property record for 2239 Bertha St, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,122 sqft · built 1932
Lot Size	0.185 acres (8,078 sqft)
Owner	Individual Name on File
Last Sale	$209,500 (May 2023)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`130044-0000`

Property Details

APN / Parcel Number

Primary APN	`130044-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	1,122 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,078 sqft (0.185 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2239 BERTHA ST
City	JACKSONVILLE
State	FL
Zip	32207-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-A
Legal Description	6-99 MERIDALE LOTS 29,30,31 BLK 4
Legal Range	27E
Legal Township	02S
Legal Section	30
Legal Subdivision	MERIDALE
Legal Block	4
Legal Lot Number	29,30
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4021
Census Tract	600

Owner

2239 Bertha St is owned and occupied by an individual who bought it in May 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2239 BERTHA ST, JACKSONVILLE, FL 32207-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · FHA Mortgage WATSON MORTGAGE CORP
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Nov 3, 1997 · Amount on File
Deed Document Number	202388698
Deed Book / Page	20665 / 1059
Prior Transfer Date	Aug 22, 1996
Prior Transfer Doc	0000248288
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 3, 2023
Property Address	2239 BERTHA ST, JACKSONVILLE, FL 32207-3511
Document Number	0206651059
Book / Page	20665 / 1059
Map Reference	MB 6 PG 99
Instrument Date	May 1, 2023
Instrument	2023088698
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,466.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3158 ERNEST ST, JACKSONVILLE, FL 32205-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 BERTHA ST, JACKSONVILLE, FL 32207-3511

Mortgage

Document Number	0206651061
Date	May 3, 2023
Instrument	20665/1061

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0206651072
Date	May 3, 2023
Book Page	20665/1072
Instrument	2023088700

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2239 BERTHA ST, JACKSONVILLE, FL 32207-3511
Document Number	0183711581
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 BERTHA ST JACKSONVILLE FL 322073511, JACKSONVILLE, FL 32207-3511

Mortgage

Document Number	0183711581
Date	May 2, 2018
Book Page	018371/001581
Instrument	103448

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2239 Bertha St was $3,913, up 11.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,949 (+4.52%) Land $76,531 Building $131,418	$207,949 (+4.52%) Land $76,531 Building $131,418
2025	$3,913.00 (+11.74%)	$198,949 Land $75,600 Building $123,349	$198,949 Land $75,600 Building $123,349
2024	$3,502.00 (+758.33%)
2023	$408.00 (+3.03%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$59,875 (+3%)	$184,675 (+10.74%) Land $60,480 Building $124,195
2022	$396.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$58,132	$166,765 Land $60,480 Building $106,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2239 Bertha St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2239 Bertha St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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