Monroe County property record for 22386 La Fitte Dr, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 920 sqft · built 1980 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Mar 1994) |
| Tax Bill | $4,965 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00178640-000000 |
| Primary APN | 00178640-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|
| Account Number | 1230651 |
|---|---|
| Old Parcel Number | 28662800178640000000 |
| Street Address | 22386 LA FITTE DR |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 9 LT 11 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR285-13-14 OR777-1779 OR1036-1883 OR1245-1365 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 28 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971501 |
22386 La Fitte Dr is owned by an individual who bought it in March 1994.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2781 SW 36TH ST, FORT LAUDERDALE, FL 33312-6702 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 1994 · Amount on File |
| Deed Sale | Mar 8, 1994 · Amount on File |
| Deed Document Number | 0129601360 |
| Deed Book / Page | 01296 / 01360 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $674,302 Land $525,300 Building $149,002 | $674,302 Land $525,300 Building $149,002 | |
| 2024 | $4,965.00 (+3.63%) | ||
| 2023 | $4,791.00 (+22.09%) | $702,398 (+48.27%) Land $565,470 Building $136,928 | $702,398 (+48.27%) Land $565,470 Building $136,928 |
| 2022 | $3,924.00 | $473,738 Land $336,810 Building $136,928 | $473,738 Land $336,810 Building $136,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22386 La Fitte Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22386 La Fitte Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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