22382 Pepper Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 22382 Pepper Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1977
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$1,360,000 (Jul 2026)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`617-373-72`

Property Details

APN / Parcel Number

Primary APN	`617-373-72`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	2,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,250 sqft (0.166 acres)
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22382 PEPPER LN
City	LAKE FOREST
State	CA
Zip	92630-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8384 BLK LOT 53 TR 8384 LOT 53 TOGETHER WITH AN UND 1/55 INT IN
Legal Subdivision	8384 LAKE FOREST
Legal Tract	8384
Legal Lot Number	53
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52410

Owner

Source: Orange County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22382 PEPPER LN, LAKE FOREST, CA 92630-3066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Grant Deed, Transfer · Conventional Mortgage LEAF FUNDING INC
Apr 29, 2020	Quit Claim Deed, Transfer QUICKEN LNS
May 7, 2019	Deed of Trust, Mortgage · Conventional with PMI ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	2026192777
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	0000126277
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 6, 2026
Property Address	22382 PEPPER LN, LAKE FOREST, CA 92630-3066
Document Number	0000192777
Instrument Date	Jul 2, 2026
Instrument	2026192777
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22382 PEPPER LN, LAKE FOREST, CA 92630-3066

Mortgage

Document Number	0000192778,
Date	Jul 6, 2026
Instrument	2026192778

Lender

Name	LEAF FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 29, 2020
Property Address	22382 PEPPER LN, LAKE FOREST, CA 92630-3066
Document Number	0000193260
Instrument Date	Apr 24, 2020
Instrument	193260
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22382 PEPPER LN LAKE FOREST CA 926303066, LAKE FOREST, CA 92630-3066

Mortgage

Document Number	193261
Date	Apr 29, 2020
Instrument	193261

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22382 PEPPER LN, LAKE FOREST, CA 92630-3066
Document Number	0000159397
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22382 PEPPER LN LAKE FOREST CA 926303066, LAKE FOREST, CA 92630-3066

Mortgage

Document Number	0000159397
Date	May 13, 2019
Instrument	159397

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,107 (+2%) Land $495,158 Building $168,949
2025	$6,840.00 (+4.3%)	$651,086 (+4.04%) Land $485,449 Building $165,637
2023	$6,558.00 (+1.82%)	$625,804 Land $466,598 Building $159,206
2022	$6,441.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1998–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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