2238 Talbott Ave, Louisville, KY 40205 Property Records

Louisville/Jefferson County Metro Government property record for 2238 Talbott Ave, Louisville, KY 40205

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,718 sqft · built 1925
Lot Size	0.212 acres (9,278 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Dec 2003)
Tax Bill	$4,082 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10078H00450000`

Property Details

APN / Parcel Number

Primary APN	`10078H00450000`
Alternative APNs	`078H00450000` `00107148`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,718 sqft Finished Area
Basement Area	672 sqft
Finished Basement	250 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.212 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00107148
Street Address	2238 TALBOTT AVE
City	LOUISVILLE
State	KY
Zip	40205-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	.213 AC
Legal Subdivision	PLAN OF VAUGHNS
Legal Lot Number	45
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	3
Census Block	3002
Census Tract	8800

Owner

2238 Talbott Ave is owned and occupied by an individual who bought it in December 2003.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2238 TALBOTT AVE, LOUISVILLE, KY 40205-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2003 · Amount on File
Deed Sale	Dec 12, 2003 · Amount on File
Deed Document Number	0008319651
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	2238 TALBOTT AVE, LOUISVILLE, KY 40205-2226
Document Number	0167220938
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 TALBOTT AVE LOUISVILLE KY 402052226, LOUISVILLE, KY 40205-2226

Mortgage

Document Number	0167220938
Date	Aug 10, 2020
Book Page	016722/000938
Instrument	160338

Lender

Name	COMMONWEALTH CU
Type	Credit Union
Address	FRANKFORT, KY 40602-0978

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	2238 TALBOTT AVE, LOUISVILLE, KY 40205-2226
Document Number	0155830952
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 TALBOTT AVE LOUISVILLE KY 402052226, LOUISVILLE, KY 40205-2226

Mortgage

Document Number	0155830952
Date	Jun 29, 2018
Book Page	015583/000952
Instrument	152608

Lender

Name	COMMONWEALTH CU
Type	Credit Union
Address	FRANKFORT, KY 40602-0978

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2238 Talbott Ave was $4,082.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,082.00	$323,970 Land $90,000 Building $233,970
2024			$323,970 (+29.15%) Land $90,000 Building $233,970
2023	$3,366.00 (-1.32%)	$250,840 (-) Land $44,500 Building $206,340	$250,840 (-) Land $44,500 Building $206,340
2022	$3,411.00	$250,840 Land $44,500 Building $206,340	$250,840 Land $44,500 Building $206,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2238 Talbott Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2238 Talbott Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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