2238 Springwater Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 2238 Springwater Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1983
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2022)
Tax Bill	$2,231 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15046 01356`

Property Details

APN / Parcel Number

Primary APN	`15046 01356`
Alternative APNs	`1664306` `186945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,592 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2238 SPRINGWATER DR
City	GASTONIA
State	NC
Zip	28056-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COUNTRY MEADOWS BLK B L 16 15 046 013 56 000
Legal Subdivision	COUNTRY MEADOWS SUBDIVISION
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1005
Census Tract	32508

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2238 SPRINGWATER DR, GASTONIA, NC 28056-9264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Deed Book / Page	5372 / 646
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2238 SPRINGWATER DR, GASTONIA, NC 28056-9264
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 SPRINGWATER DR, GASTONIA, NC 28056-9264

Mortgage

Document Number	0055981436
Date	Nov 10, 2025
Book Page	5598/1436

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	3101 WAKE FOREST RD, RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	2
Max Rate	11.4%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 19, 2022
Property Address	2238 SPRINGWATER DR, GASTONIA, NC 28056-9264
Document Number	0053720646
Book / Page	5372 / 646
Map Reference	MB 37 PG 44
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5111 PEBBLE STONE CT, 5111, GASTONIA, NC 28056-8104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 SPRINGWATER DR, GASTONIA, NC 28056-9264

Mortgage

Document Number	0005372650
Date	Oct 19, 2022
Instrument	5372/650

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,231.00	$312,510 (-) Land $28,000 Building $284,510
2025	$2,231.00 (+2.76%)	$312,510 (-) Land $28,000 Building $284,510
2023	$2,171.00	$312,510 Land $28,000 Building $284,510
2021			$154,900 Land $21,000 Building $133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY MEADOWS private · serves 432 people · EPA ID NC0136167
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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