2238 Piazza Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2238 Piazza Rdg, Covington, KY 41017

Property Summary

Property TypeLandominium
Details2 bd · 2 ba · built 2021
Lot Size0.076 acres (3,311 sqft)
OwnerIndividual Name on Record
Last Sale$271,723 (Dec 2021)
Tax Bill$2,205 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jul 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN044-00-02-146.02

Property Details

APN / Parcel Number

Primary APN044-00-02-146.02

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area3,311 sqft (0.076 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2238 PIAZZA RDG
CityCOVINGTON
StateKY
Zip41017-3532
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Landominium
Legal DescriptionTUSCANY PHASE C SEC 17 LOT 146A 0.076 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase17
Legal Lot Number146A
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CINCINNATI OHIO POLICE FCU
May 14, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CINCINNATI OHIO POLICE FCU
Dec 29, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Aug 2, 2021Warranty Deed, Transfer · Unknown
FISCHER ATTACHED HOMES III LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleAug 2, 2021 · Amount on Record
Deed Document Number0000139422
Deed Book / Page139 / 422
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2239 PIAZZA RDG, COVINGTON, KY 41017-3535

Mortgage

Document Number0005900171
DateMar 17, 2023
Book PageKCM 447/363
Instrument23031705900171
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900073
DateJul 18, 2023
Book PageKCM 476/368
Instrument23071805900073
Lender
NameCINCINNATI OHIO POLICE FCU
TypeCredit Union
AddressCINCINNATI, OH 45203
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueJun 1, 2028

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900184
DateMay 14, 2025
Book PageKCM 650/368
Instrument25051405900184
Lender
NameCINCINNATI OHIO POLICE FCU
TypeCredit Union
AddressCINCINNATI, OH 45203
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2040

December 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 29, 2021
Property Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532
Document Number0005900196
Book / Page139 / 422
Map ReferenceSL 2267
Instrument DateDec 14, 2021
Instrument21122905900196
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanyHOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532

Mortgage

Document Number0005900197
DateDec 29, 2021
Instrument21122905900197
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 2, 2021
Property Address2238 PIAZZA RDG, COVINGTON, KY 41017-3532
Document Number0005900056
Book / Page108 / 11
Map ReferenceSL 2267
Instrument DateJul 8, 2021
Instrument21080205900056
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

AmountAmount Recorded
Tax$76.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Mortgage

Document Number0005900057
DateAug 2, 2021
Book Page108/15
Instrument21080205900057
Lender
NameFISCHER ATTACHED HOMES III LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded
Term20 Months
DueMar 31, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (-23.86%) Homeowner's exemption$271,700 (-) Land $38,500 Building $233,200$271,700 (-) Land $38,500 Building $233,200
2023$2,896.00$271,700 Land $38,500 Building $233,200$271,700 Land $38,500 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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