2238 Kippy Ln, Winterset, IA 50273 Property Records

Madison County property record for 2238 Kippy Ln, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,872 sqft · built 2017
Lot Size	4.55 acres (198,198 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,510 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560110280161000`

Property Details

APN / Parcel Number

Primary APN	`560110280161000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Basement Area	1,872 sqft
Finished Basement	1,425 sqft
Unfinished Basement	447 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	198,198 sqft (4.55 acres)
Garage Type	Mixed
Garage Area	3,444 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	166 sqft
Deck Area	192 sqft
Patio Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2238 KIPPY LN
City	WINTERSET
State	IA
Zip	50273-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & LOT 15 & EX PAR N- KIPPY RIDGE ESTATES
Legal Range	28W
Legal Township	75N
Legal Section	02
Legal Subdivision	KIPPY RIDGE ESTATES
Legal Lot Number	15,16
Jurisdiction	MADISON IA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3017
Census Tract	60300

Owner

Source: Madison County records · APN 560110280161000

Assessment roll updated October 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2223 KIPPY LN, WINTERSET, IA 50273-8346
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
May 24, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 09, 2025
Transfer Doc	0000000203
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2238 KIPPY LN, WINTERSET, IA 50273-8346
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/621
Date	Mar 28, 2023
Book Page	2023/621
Instrument	2023 621

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2238 KIPPY LN, WINTERSET, IA 50273-8346
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001645
Date	May 24, 2018
Book Page	0000002018/0000001645
Instrument	000000001645

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 01, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2238 KIPPY LN, WINTERSET, IA 50273-8346
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/350
Date	Jan 28, 2021
Book Page	2021/350
Instrument	2021 350

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated October 20, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,510.00	$676,200 (+24.23%) Land $92,400 Building $583,800	$676,200 (+24.23%) Land $92,400 Building $583,800
2024	$8,510.00 (+18.85%)
2023		$544,300 Land $88,200 Building $456,100	$544,300 Land $88,200 Building $456,100
2022	$7,160.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 81% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	100 / 10
JAB Wireless Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 14 locations within half a mile of this property.

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