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2238 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2238 Bear Den Rd, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage1,655 sqft Total Area
Lot Size2,200 sqft (0.05 acres)
GarageDetached, 400 sqft
OccupancyOwner Occupied
Last Sale$290,000 (2017)
Tax Bill$5,417.00 (2023)

Property Details

APN / Parcel Number

Primary APN02-197138
Alternative APNs
  • 2197138
  • 197138

Interior

Full Baths4 Baths
Partial Baths2 Partial Baths
Building Area1,655 sqft Total Area
1st Floor855 sqft 1st Floor
Basement Area498 sqft Basement
Finished Basement498 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,200 sqft (0.05 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number197138
Old Parcel Number2197138
Street Address2238 BEAR DEN RD
CityFREDERICK
StateMD
Zip21701-9340
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 40 SEC 4 PLAT 3 2,200 SQ. FT. BLK J WORMAN'S MILL
Legal SubdivisionWORMANS MILL
Legal BlockJ
Legal Lot Number40
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1020
Census Tract750802

Owner

Source: Frederick County records · APN 02-197138

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2238 BEAR DEN RD, FREDERICK, MD 21701-9340
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 13, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PHH HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Prior SaleDec 13, 2006 · Amount on Record
Deed Doc Number0012127175
Deed Book / Page12127 / 175
Record RefreshedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2238 BEAR DEN RD, FREDERICK, MD 21701-9340
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152850147
DateSep 14, 2021
Book Page15285/147
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueFeb 01, 2036

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 13, 2017
Property Address2238 BEAR DEN RD, FREDERICK, MD 21701-9340
Document Number0121270175
Book / Page012127 / 000175
Instrument DateOct 31, 2017
Transaction TypeTransfer
Record UpdatedDec 07, 2017
Title CompanyLAKESIDE TITLE AND ESCROW AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2238 BEAR DEN RD FREDERICK MD 217019340, FREDERICK, MD 21701-9340

Mortgage

Document Number121270182
DateNov 13, 2017
Book Page012127/000182
Lender
NamePHH HM LNS
TypeFunding / Finance Company
AddressVIENNA, VA 22182
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 12, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,417.00 Homeowner's exemption$310,500$368,500 Land $90,000 Building $278,500

Flood & Wildfire

2238 Bear Den Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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