Pinellas County property record for 2238 Banyan Dr, Clearwater, FL 33763
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1977 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,500 (Oct 2017) |
| Tax Bill | $4,589 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-761-8978-6 |
| Primary APN | C62-000-761-8978-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,837 sqft |
| 1st Floor Area | 1,822 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,995 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 278 sqft |
| Patio Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R342470 |
|---|---|
| Street Address | 2238 BANYAN DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33763-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODGATE OF COUNTRYSIDE UNIT 3 LOT 57 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | WOODGATE OF COUNTRYSIDE |
| Legal Tract | 98727 |
| Legal Lot Number | 57 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 26911 |
2238 Banyan Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 15, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Oct 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE |
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on File |
| Deed Sale | Oct 18, 2017 · Amount on File |
| Prior Sale | Jul 18, 2014 · Amount on File |
| Deed Document Number | 2017317855 |
| Deed Book / Page | 19809 / 2625 |
| Prior Transfer Date | Jul 14, 2008 |
| Prior Transfer Doc | 0163321216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Document Number | 0212472129 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 21247/2129 |
| Instrument | 2020337431 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Document Number | 0207631920 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2238 BANYAN DR CLEARWATER FL 337631503, CLEARWATER, FL 33763-1503 |
| Document Number | 0207631920 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 020763/001920 |
| Instrument | 359928 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Document Number | 0198092625 |
| Book / Page | 19809 / 2625 |
| Map Reference | MB72 PG96&97 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 2017317855 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | WOLLINKA WIKLE TITLE INS AGE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,669.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2231 UTOPIAN DR E # E107, 2231, CLEARWATER, FL 33763-4238 |
| Name | Verified Name |
|---|---|
| Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Document Number | 2017317856 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 2017317856 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2238 BANYAN DR, CLEARWATER, FL 33763-1503 |
| Document Number | 0196941688 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2238 BANYAN DR CLEARWATER FL 337631503, CLEARWATER, FL 33763-1503 |
| Document Number | 0196941688 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 019694/001688 |
| Instrument | 209856 |
| Name | IBERIABANK |
|---|---|
| Type | Federal Savings Bank |
| Address | SAINT PETERSBURG, FL 33713 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2238 Banyan Dr was $4,589 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,589.00 Homeowner's exemption | $279,493 | $418,964 Land $163,217 Building $255,747 |
| 2023 | $3,375.00 (+3.15%) Homeowner's exemption | $217,404 (+3%) | $322,348 (+6.84%) Land $159,448 Building $162,900 |
| 2022 | $3,272.00 Homeowner's exemption | $211,072 | $301,714 Land $177,235 Building $124,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2238 Banyan Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (1982–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2238 Banyan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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