22378 Georgetown Rd, Lawrenceburg, IN 47025 Property Records

Dearborn County property record for 22378 Georgetown Rd, Lawrenceburg, IN 47025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1974
Lot Size	0.938 acres (40,859 sqft)
Owner	Individual Name on File
Last Sale	$313,880 (Jul 2022)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020-001404-00`

Property Details

APN / Parcel Number

Primary APN	`020-001404-00`
Alternative APNs	`15-06-11-400-038.000-020` `00000020813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Finished Basement	1,396 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Brick
Roof Material	Asphalt
Lot Area	40,859 sqft (0.938 acres)
Lot Dimensions	240 ft deep x 170 ft wide
Terrain	Low
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000020813
Street Address	22378 GEORGETOWN RD
City	LAWRENCEBURG
State	IN
Zip	47025-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-06 WILBERT TAYLOR'S 1ST SD LOT 6 11-6-1 .938A
Legal Subdivision	SE4S11T6NR1W
Legal Lot Number	6
Jurisdiction	DEARBORN IN
Township / Civil Division	MILLER
Census Block Group	1
Census Block	1000
Census Tract	80103

Owner

22378 Georgetown Rd is owned and occupied by an individual who bought it in July 2022.

Source: Dearborn County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FCN BANK NA
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FCN BANK NA
Dec 12, 2016	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 13, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUARDIAN SAVINGS BANK
Jul 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 8, 2007	Warranty Deed, Transfer · Stand-Alone First Mortgage LENDER LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Aug 8, 2007 · Amount on File
Deed Document Number	20224765
Prior Transfer Date	Mar 16, 2007
Prior Transfer Doc	0000004592
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004295
Date	Jun 30, 2017
Instrument	2017004295

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003425
Date	Apr 19, 2021
Instrument	2021003425

Lender

Name	FCN BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001182
Date	Feb 17, 2022
Instrument	2022001182

Lender

Name	FCN BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016008534
Date	Dec 12, 2016
Instrument	2016008534

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2046

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900007027
Date	Aug 13, 2009
Instrument	200900007027

Lender

Name	GUARDIAN SAVINGS BANK
Type	Seller
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2039

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Jul 1, 2022
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Document Number	2022004765
Instrument Date	Jun 27, 2022
Instrument	2022004765
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022004766
Date	Jul 1, 2022
Instrument	2022004766

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Aug 8, 2007
Property Address	22378 GEORGETOWN RD, LAWRENCEBURG, IN 47025-7403
Document Number	200700006919
Instrument Date	Aug 3, 2007
Instrument	200700006919
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700006920
Date	Aug 8, 2007
Instrument	200700006920

Lender

Name	LENDER LTD
Type	Seller

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 22378 Georgetown Rd was $1,256 with a homeowner's exemption, down 13.4% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	Miller Township
Unified School District	Sunman-Dearborn Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 (-13.38%) Homeowner's exemption	$180,100 Land $31,600 Building $148,500	$180,100 Land $31,600 Building $148,500
2024	$1,450.00 (+1.54%)
2023	$1,428.00 (-0.97%)	$174,800 (+0.69%) Land $31,600 Building $143,200	$174,800 (+0.69%) Land $31,600 Building $143,200
2022	$1,442.00	$173,600 Land $31,600 Building $142,000	$173,600 Land $31,600 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22378 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22378 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY RURAL UTILITY COMPANY serves 5,529 people · EPA ID IN5215004
Water Source	Purchased groundwater from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Southeastern Indiana REMC, T-Mobile.

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