22370 3rd Ave, Laguna Beach, CA 92651 Property Records

Orange County property record for 22370 3rd Ave, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,260 sqft · built 1960
Lot Size	0.28 acres (12,183 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Oct 1998)
Tax Bill	$8,608 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-092-20`

Property Details

APN / Parcel Number

Primary APN	`056-092-20`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	492 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	12,183 sqft (0.28 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	22370 3RD AVE
City	LAGUNA BEACH
State	CA
Zip	92651-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1020 BLK LOT 20 TR 1020 LOT 20 SELY 113.40 FT
Legal Subdivision	TRACT NUMBER 1020
Legal Tract	1020
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42305

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22370 3RD AVE, LAGUNA BEACH, CA 92651-8312
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AIM CU
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 6, 2017	Deed of Trust, Mortgage ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1998 · Amount on Record
Deed Sale	Oct 15, 1998 · Amount on Record
Deed Document Number	1998697722
Last Transfer Date	Jul 2, 2016
Transfer Doc	0000362812
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22370 3RD AVE, LAGUNA BEACH, CA 92651-8312
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22370 3RD AVE, LAGUNA BEACH, CA 92651-8312

Mortgage

Document Number	0000166418
Date	May 3, 2022
Instrument	2022000166418

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22370 3RD AVE, LAGUNA BEACH, CA 92651-8312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121745
Date	Mar 18, 2020
Instrument	2020000121745

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 6, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22370 3RD AVE, LAGUNA BEACH, CA 92651-8312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041969
Date	Feb 11, 2019
Instrument	2019000041969

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22370 3RD AVE, LAGUNA BEACH, CA 92651-8312
Document Number	0000102452
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22370 3RD AVE LAGUNA BEACH CA 926518312, LAGUNA BEACH, CA 92651-8312

Mortgage

Document Number	0000102452
Date	Mar 14, 2017
Instrument	102452

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,038 (+2%) Land $596,206 Building $108,832
2025	$8,608.00 (-9.83%) Homeowner's exemption	$691,214 (+4.04%) Land $584,515 Building $106,699
2023	$9,546.00 (-0.54%) Homeowner's exemption	$664,374 Land $561,818 Building $102,556
2022	$9,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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