2237 Rosemont Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 2237 Rosemont Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,477 sqft · built 1996
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Sep 2001)
Tax Bill	$16,589 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`259-192-01-00`

Property Details

APN / Parcel Number

Primary APN	`259-192-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,477 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2237 ROSEMONT LN
City	ENCINITAS
State	CA
Zip	92024-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 1 TR 012947
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012947
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2237 ROSEMONT LN, ENCINITAS, CA 92024-4916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 16, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2001 · Amount on Record
Deed Sale	Sep 27, 2001 · Amount on Record
Prior Sale	Jun 3, 1999 · Amount on Record
Deed Document Number	2001695942
Last Transfer Date	Feb 29, 2024
Transfer Doc	0000075397
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2024
Property Address	2237 ROSEMONT LN, ENCINITAS, CA 92024-4916
Document Number	0000075397
Map Reference	MAP 12947
Instrument Date	Feb 29, 2024
Instrument	2024-0075397
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2237 ROSEMONT LN, ENCINITAS, CA 92024-4916

Mortgage

Document Number	0000075398
Date	Mar 27, 2024
Instrument	2024-0075398

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	10.6%
Max Rate	10.6%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2237 ROSEMONT LN, ENCINITAS, CA 92024-4916
Document Number	0000131083
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2237 ROSEMONT LN ENCINITAS CA 920244916, ENCINITAS, CA 92024-4916

Mortgage

Document Number	0000131083
Date	Mar 23, 2017
Instrument	131083

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,356,144 (+2%) Land $452,044 Building $904,100
2025	$16,589.00 (+10.25%) Homeowner's exemption	$1,329,554 (+4.04%) Land $443,181 Building $886,373
2023	$15,047.00 (+0.62%) Homeowner's exemption	$1,277,928 Land $425,973 Building $851,955
2022	$14,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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