Santa Rosa County property record for 2237 Chaparral St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,786 sqft · built 2020 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $409,000 (Nov 2025) |
| Tax Bill | $3,603 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Sep 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0WW00-0240 |
| Primary APN | 21-2S-26-0780-0WW00-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 1,786 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 152 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2237 CHAPARRAL ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | *DESCRIPTION UPDATE FOR 2020* CRESCENT SHORES A PORTION OF LOT WW DESC AS: COMMENCE AT SOUTHWEST CORNER OF LOT WW OF CRESCENT SHORES (PB A PG 70) THENCE EAST ALONG THE NORTH RIGHT OF WAY LINE OF U.S. HIGHWAY 98 A DISTANCE OF 322. 34 FEET, THENCE NORT |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Legal Block | WW |
| Legal Lot Number | WW |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2237 CHAPARRAL ST, NAVARRE, FL 32566-1293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 20, 2025 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Sep 27, 2019 | Deed of Trust, Mortgage · Construction Mortgage FNBT BANK |
| Mar 19, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Jan 3, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 202554556 |
| Deed Book / Page | 4681 / 333 |
| Prior Transfer Date | Jul 30, 2008 |
| Prior Transfer Doc | 0028500970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 20, 2025 |
| Property Address | 2237 CHAPARRAL ST, NAVARRE, FL 32566-1293 |
| Document Number | 0046810333 |
| Book / Page | 4681 / 333 |
| Map Reference | MB A PG 70 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 202554556 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,863.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 LITTLE CREEK DR, LILLINGTON, NC 27546-6945 |
| Name | Verified Name |
|---|---|
| Address | 2237 CHAPARRAL ST, NAVARRE, FL 32566-1293 |
| Document Number | 0004681335 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 4681/335 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2237 CHAPARRAL ST, NAVARRE, FL 32566-1293 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038741399 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 3874/1399 |
| Instrument | 201943438 |
| Name | FNBT BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32549 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 2237 CHAPARRAL ST, NAVARRE, FL 32566-1293 |
| Document Number | 0039301290 |
| Book / Page | 003930 / 001290 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 13484 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2237 CHAPARRAL ST NAVARRE FL 325661293, NAVARRE, FL 32566-1293 |
| Document Number | 39301292 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003930/001292 |
| Instrument | 13485 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 3, 2018 |
| Property Address | 2237 CHAPARRAL ST, NAVARRE, FL 32566-1293 |
| Document Number | 0036920387 |
| Book / Page | 003692 / 000387 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 268 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1057 QUAIL HOLLOW DR MARY ESTHER FL 325693408, MARY ESTHER, FL 32569-3408 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,357 (+3.97%) Land $51,300 Building $264,057 | $315,357 (+3.97%) Land $51,300 Building $264,057 | |
| 2024 | $3,603.00 (-1.91%) | $303,309 (-5.05%) Land $47,025 Building $256,284 | $303,309 (-5.05%) Land $47,025 Building $256,284 |
| 2023 | $3,673.00 (+9.71%) | $319,437 (+12.03%) Land $42,750 Building $276,687 | $319,437 (+12.03%) Land $42,750 Building $276,687 |
| 2022 | $3,348.00 | $285,123 | $285,123 Land $38,475 Building $246,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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