22360 Belle Terra Dr, Ashburn, VA 20148 Property Records

Loudoun County property record for 22360 Belle Terra Dr, Ashburn, VA 20148

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 6,229 sqft · built 2004
Lot Size0.5 acres (21,780 sqft)
Owner2 Trust Names on File
Last Sale$930,000 (Apr 2017)
Tax Bill$12,562 (2026)
Deeds & MortgagesJun 2022 Second Mortgage
Jul 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN120-15-7170-000

Property Details

APN / Parcel Number

Primary APN120-15-7170-000
Alternative APN
  • 92 E 1 3

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area6,229 sqft Living Area
1st Floor Area2,112 sqft
Basement Area1,530 sqft
Finished Basement1,530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area395 sqft
Deck AreaDeck Area
Patio Area493 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address22360 BELLE TERRA DR
CityASHBURN
StateVA
Zip20148-7178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKES AT BELLE TERRA S.1 LOT 3 200407300078892 NEED D/C 200312230165945P
Legal SubdivisionLAKES AT BELLE TERRA
Legal Block1
Legal Lot Number3
JurisdictionLOUDOUN VA
Township / Civil DivisionDULLES
Census Block Group1
Census Block1000
Census Tract611030

Owner

22360 Belle Terra Dr is owner-occupied and held in a trust since July 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Trust Names on File
Mailing Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FVCBANK
Jul 29, 2021Intrafamily Transfer, Transfer
Jul 29, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
AMERICAN FINANCIAL NETWORK INC
Aug 14, 2019Deed of Trust, Mortgage
UNION HM MTG CORP
Jul 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 3, 2017Grant Deed, Transfer · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2017 · Amount on File
Deed SaleApr 3, 2017 · Amount on File
Prior SaleJul 30, 2004 · Amount on File
Deed Document Number201719637
Last Transfer DateJul 29, 2021
Transfer Doc0000081585
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
Transaction TypeMortgage
Record UpdatedJul 6, 2022
Title CompanyCERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034493
DateJun 9, 2022
Instrument202206090034493
Lender
NameFVCBANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJul 29, 2021
Property Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
Document Number202107290081585
Instrument DateJul 29, 2021
Instrument202107290081585
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJul 29, 2021
Property Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
Document Number202107290081361
Instrument DateJul 13, 2021
Instrument202107290081361
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178

Mortgage

Document Number202107290081362
DateJul 29, 2021
Instrument202107290081362
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.38%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
Document Number20190819048117
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22360 BELLE TERRA DR ASHBURN VA 201487178, ASHBURN, VA 20148-7178

Mortgage

Document Number20190819048117
DateAug 19, 2019
Instrument48117
Lender
NameUNION HM MTG CORP
Agreement
AmountAmount on Record
Term360 Months
DueAug 18, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateJul 15, 2019
Property Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
Document Number20190715038735
Instrument DateMay 21, 2019
Instrument38735
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22360 BELLE TERRA DR ASHBURN VA 201487178, ASHBURN, VA 20148-7178

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateApr 3, 2017
Property Address22360 BELLE TERRA DR, ASHBURN, VA 20148-7178
Document Number20170403019637
Instrument DateApr 3, 2017
Instrument19637
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22360 BELLE TERRA DR ASHBURN VA 201487178, ASHBURN, VA 20148-7178

Mortgage

Document Number20170403019638
DateApr 3, 2017
Instrument19638
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 2, 2047

Mortgage

Document Number20170403019639,
DateApr 3, 2017
Instrument19639
Lender
NameFAIRFAX CNTY EMPS CU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22360 Belle Terra Dr was $12,562, up 5.4% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,562.00 (+5.4%)$1,560,580 (+5.4%) Land $440,000 Building $1,120,580$1,560,580 (+5.4%) Land $440,000 Building $1,120,580
2025$11,918.00$1,480,590 Land $425,000 Building $1,055,590$1,480,590 Land $425,000 Building $1,055,590
2023$11,288.00$1,290,100 Land $400,000 Building $890,100$1,290,100 Land $400,000 Building $890,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22360 Belle Terra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22360 Belle Terra Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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