2236 Tristram Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2236 Tristram Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,773 sqft · built 1965
Owner	Trust Name on File
Last Sale	$350,000 (Oct 2021)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Apr 2025 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149O B 044.01`

Property Details

APN / Parcel Number

Primary APN	`149O B 044.01`
Alternative APN	`0000390862`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000390862
Street Address	2236 TRISTRAM RD
City	CHATTANOOGA
State	TN
Zip	37421-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9A BLK A DRAKE FOREST PB23 PG113 REV 24-55 OUT OF 149O B 044 FOR 2021
Legal Subdivision	DRAKE FOREST
Legal Block	A
Legal Lot Number	9A
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4000
Census Tract	11321

Owner

2236 Tristram Rd is owner-occupied and held in a trust since April 2025.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2236 TRISTRAM RD, CHATTANOOGA, TN 37421-2638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Intrafamily Transfer, Transfer
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jun 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTHEAST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	0000000289
Deed Book / Page	12707 / 407
Last Transfer Date	Apr 24, 2025
Transfer Doc	0000000167
Record Updated	Jun 8, 2026

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 24, 2025
Property Address	2236 TRISTRAM RD, CHATTANOOGA, TN 37421-2638
Document Number	0000000167
Book / Page	13901 / 495
Map Reference	MB 23 PG 113
Instrument Date	Apr 23, 2025
Instrument	2025042400167
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2236 TRISTRAM RD, CHATTANOOGA, TN 37421-2638

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 26, 2021
Property Address	2236 TRISTRAM RD, CHATTANOOGA, TN 37421-2638
Document Number	0000000289
Book / Page	12707 / 407
Map Reference	MB 24 PG 55
Instrument Date	Oct 26, 2021
Instrument	2021102600289
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TEAM TITLE LEGAL SVCS PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 COLLEGE BLVD STE 1150, 1150, OVERLAND PARK, KS 66210-4022

Mortgage

Document Number	0012707410
Date	Oct 26, 2021
Instrument	12707/410

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 7, 2021
Property Address	2236 TRISTRAM RD, CHATTANOOGA, TN 37421-2638
Document Number	0000000185
Book / Page	12514 / 914
Map Reference	MB 23 PG 113
Instrument Date	May 21, 2021
Instrument	2021060700185
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13450 MULLINS COVE RD, WHITWELL, TN 37397-7135
Investor	Possibly a Property Investor

Mortgage

Document Number	0012514916
Date	Jun 7, 2021
Instrument	12514/916

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2236 Tristram Rd was $1,589, up 17.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+17.88%)	$104,900 (+74.04%)	$419,600 (+74.04%) Land $150,000 Building $269,600
2024	$1,348.00	$60,275 (-)	$241,100 (-) Land $65,000 Building $176,100
2023	$1,348.00	$60,275 (-)	$241,100 (-) Land $65,000 Building $176,100
2022	$1,348.00	$60,275	$241,100 Land $65,000 Building $176,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2236 Tristram Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2013–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2236 Tristram Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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