2236 Conowingo Rd, Bel Air, MD 21015 Property Records

Harford County property record for 2236 Conowingo Rd, Bel Air, MD 21015

Property Summary

Property TypeAuto Repair, Garage
Details1 ba · 2,500 sqft · built 2004
Lot Size1.08 acres (47,045 sqft)
OwnerCompany Name on Record
Last Sale$410,000 (Jul 2019)
Tax Bill$4,091 (2026)
Deeds & MortgagesSep 2019 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-033104

Property Details

APN / Parcel Number

Primary APN03-033104
Alternative APNs
  • 3033104
  • 033104

Interior

Stories1 Story
Building Area2,500 sqft Total Area
1st Floor Area2,500 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialMetal
Fire ResistanceSpecial
Roof TypeGable
Roof MaterialMetal
Lot Area47,045 sqft (1.08 acres)
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number033104
Street Address2236 CONOWINGO RD
CityBEL AIR
StateMD
Zip21015-1437
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeB3
Legal Description1.08 AC 2236 CONOWINGO ROAD AT HICKORY
Legal SubdivisionHICKORY
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1014
Census Tract303101

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1305 ENTERPRISE CT, B, BEL AIR, MD 21014-1847
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2019Deed of Trust, Mortgage · Commercial Mortgage
HARFORD BANK
Jul 22, 2019Deed, Transfer · Commercial Mortgage
HARFORD BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Prior SaleSep 5, 2003 · Amount on Record
Deed Book / Page13356 / 151
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2236 CONOWINGO RD, BEL AIR, MD 21015-1437
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0134240373
DateSep 4, 2019
Book Page13424/0373
Lender
NameHARFORD BANK
TypeBank
AddressABERDEEN, MD 21001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJul 22, 2019
Property Address2236 CONOWINGO RD, BEL AIR, MD 21015-1437
Document Number0133560151
Book / Page13356 / 0151
Instrument DateJul 10, 2019
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2236 CONOWINGO RD, BEL AIR, MD 21015-1437

Mortgage

Document Number0133560157
DateJul 22, 2019
Book Page13356/0157
Lender
NameHARFORD BANK
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,091.00 (+1.72%)$369,867 (+3.12%)$372,800 (+1.19%) Land $221,400 Building $151,400
2025$4,022.00 (+2.71%)
2023$358,667$368,400 Land $221,400 Building $147,000
2022$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile, Xfinity.

Nearby Properties on Conowingo Rd

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