2236 Betsy Ross Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2236 Betsy Ross Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,273 sqft · built 2010
Lot Size	0.065 acres (2,839 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Sep 2021)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0542-0026-00A0`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0542-0026-00A0`
Alternative APNs	`2630090542002600A0` `165852`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,273 sqft Living Area
Gross Area	1,525 sqft
1st Floor Area	70 sqft
Upper Floors Area	1,203 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,839 sqft (0.065 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2236 BETSY ROSS LN
City	SAINT CLOUD
State	FL
Zip	34769-1801
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPUD
Legal Description	JEFFERSON GREEN AT ANTHEM PARK A CONDO PH 26 BLDG 26 CB 13 PG 72 OR 3982/1008 BLDG 26 UNIT A
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	JEFFERSON GREEN AT ANTHEM PARK CONDO PH
Legal Phase	26
Legal Tract	542
Legal Block	26
Legal Lot Number	A
Legal Unit	A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43208

Owner

2236 Betsy Ross Ln, a condominium, is owned and occupied by an individual who bought it in September 2021.

Source: Osceola County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Jul 19, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 14, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 13, 2019	Warranty Deed, Transfer STEWART TITLE
Sep 1, 2017	Warranty Deed, Transfer TRADITIONS TITLE AND ESCROW LLC, TRADITIONS TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	2021142790
Deed Book / Page	6043 / 935
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	0049981286
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801

Mortgage

Document Number	0069401281
Date	Mar 20, 2026
Book Page	6940/1281
Instrument	2026036918

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	A Z TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801

Mortgage

Document Number	0062540019
Date	Jul 19, 2022
Book Page	6254/19
Instrument	2022110985

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 14, 2021
Property Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Document Number	0060430935
Book / Page	6043 / 935
Map Reference	MB 3693 PG 2315-2734
Instrument Date	Sep 10, 2021
Instrument	2021142790
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E LAKE AVE, 122, LONGWOOD, FL 32750-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801

Mortgage

Document Number	0006043939
Date	Sep 14, 2021
Instrument	6043/939

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 6, 2020
Property Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Document Number	0057040046
Book / Page	005704 / 000046
Instrument Date	Mar 20, 2020
Instrument	47108
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	122 E LAKE AVE LONGWOOD FL 327505441, LONGWOOD, FL 32750-5441

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 13, 2019
Property Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Document Number	0055222937
Book / Page	005522 / 002937
Instrument Date	May 10, 2019
Instrument	60993
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1,081.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 BETSY ROSS LN ST CLOUD FL 347691801, ST CLOUD, FL 34769-1801

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 1, 2017
Property Address	2236 BETSY ROSS LN, SAINT CLOUD, FL 34769-1801
Document Number	0052040638
Book / Page	005204 / 000638
Instrument Date	Sep 1, 2017
Instrument	127030
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	TRADITIONS TITLE AND ESCROW LLC, TRADITIONS TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$979.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 LINDZLU ST WINTER GARDEN FL 347874833, WINTER GARDEN, FL 34787-4833

Tax Assessment & Valuation

The 2025 property tax bill for 2236 Betsy Ross Ln was $1,766 with exemptions applied, down 2.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,766.00 (-2.7%) Homeowner's exemption Veteran's exemption	$149,230	$175,000 Building $175,000
2024	$1,815.00 (+5.65%)
2023	$1,718.00 (+2.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$140,801 (+3%)	$182,000 (+33.14%) Building $182,000
2022	$1,672.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,700 Building $136,700	$136,700 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2236 Betsy Ross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2236 Betsy Ross Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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