2235 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 2235 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,092 sqft
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Nov 2021)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-442-0137-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0137-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,092 sqft Living Area
1st Floor Area	1,046 sqft

Exterior

Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2235 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-1681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 337 SUPERVISOR ROY T GILBERT'S PLAT NO. 2 & EXC M-29 R/W
Legal Subdivision	SIPERVISOR ROY T GILBERTS SUBDIVISION #2
Legal Lot Number	337
Legal Unit	337
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3017
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Nov 10, 2021	Warranty Deed, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 7, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	202131657
Deed Book / Page	5447 / 625
Prior Transfer Date	Jun 12, 2014
Prior Transfer Doc	004523/674
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 WHITE ST, PORT HURON, MI 48060-5734

Mortgage

Document Number	0005418289
Date	Sep 8, 2021
Book Page	5418/289
Instrument	2021025759

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 10, 2021
Property Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681
Document Number	5447625
Book / Page	5447 / 625
Map Reference	LB 48 PG 32
Instrument Date	Sep 3, 2021
Instrument	2021031657
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Tax	$1,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2235 POINTE TREMBLE RD, 2235, ALGONAC, MI 48001-1681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681

Mortgage

Document Number	0053100477
Date	Jan 29, 2021
Book Page	5310/477
Instrument	2021002711

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2235 POINTE TREMBLE RD, ALGONAC, MI 48001-1681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051380411
Date	Jan 7, 2020
Book Page	5138/411
Instrument	2020000570

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,200 (+10.7%)	$314,400 (+10.7%)
2025	$4,441.00 (+2.3%) Homeowner's exemption	$142,000 (+17.26%)
2024	$4,341.00 (+6.92%)		$284,000 (+17.26%)
2023		$121,100
2022	$4,060.00		$242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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