2235 Pico Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 2235 Pico Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,595 sqft · built 2014
Lot Size	0.179 acres (7,814 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Apr 2024)
Tax Bill	$2,185 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-19-27-0402-000-02800`

Property Details

APN / Parcel Number

Primary APN	`28-19-27-0402-000-02800`
Alternative APN	`3884573`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,595 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,814 sqft (0.179 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3884573
Street Address	2235 PICO LN
City	MOUNT DORA
State	FL
Zip	32757-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERBROOKE PHASE 3 PB 64 PG 90-91 LOT 28 ORB 6310 PG 221
Legal Section	28
Legal Subdivision	SUMMERBROOKE
Legal Phase	3
Legal Tract	402
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1030
Census Tract	30917

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2235 PICO LN, MOUNT DORA, FL 32757-8707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE LENDERS INVESTMENT TRADING
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU
Aug 14, 2018	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	2024038371
Deed Book / Page	6310 / 221
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 4, 2024
Property Address	2235 PICO LN, MOUNT DORA, FL 32757-8707
Document Number	0063100221
Book / Page	6310 / 221
Map Reference	MB 64 PG 90
Instrument Date	Mar 26, 2024
Instrument	2024038371
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	536 LESTON GILBERT DR, KERNERSVILLE, NC 27284-2381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 PICO LN, MOUNT DORA, FL 32757-8707

Mortgage

Document Number	0006310223
Date	Apr 4, 2024
Instrument	6310/223

Lender

Name	MORTGAGE LENDERS INVESTMENT TRADING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2235 PICO LN, MOUNT DORA, FL 32757-8707
Document Number	0053930948
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 PICO LN MOUNT DORA FL 327578707, MOUNT DORA, FL 32757-8707

Mortgage

Document Number	0053930948
Date	Dec 19, 2019
Book Page	005393/000948
Instrument	144478

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 18, 2024

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 14, 2018
Property Address	2235 PICO LN, MOUNT DORA, FL 32757-8707
Document Number	0051540166
Book / Page	5154 / 0166
Map Reference	MB 64 PG 90
Instrument Date	Jul 27, 2018
Instrument	2018094331
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	GULF STREAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1423 BENT OAKS BLVD, 1423, DELAND, FL 32724-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 PICO LN, MOUNT DORA, FL 32757-8707

Mortgage

Document Number	2018094332
Date	Aug 14, 2018
Instrument	2018094332

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,342 (+97.1%) Land $96,300 Building $184,042	$280,342 (+8.26%) Land $96,300 Building $184,042
2024	$2,185.00 (+6.12%)
2023	$2,059.00 (+1.88%) Homeowner's exemption	$142,230 (+3%)	$258,943 (+7.47%) Land $81,000 Building $177,943
2022	$2,021.00 Homeowner's exemption	$138,090	$240,943 Land $63,000 Building $177,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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