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2235 Maple Ter, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2235 Maple Ter, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1962
Square Footage1,624 sqft Living Area
Lot Size10,977 sqft (0.252 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2024)
Tax Bill$3,073.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-26-31-4070-0001-0030
Alternative APNs
  • 263110407000010030
  • 97127

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area1,624 sqft Living Area
Gross Area2,422 sqft Gross Area
1st Floor1,624 sqft 1st Floor
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,977 sqft (0.252 acres)
Depth X Width152 ft x 72.5 ft Depth x Width
Garage TypeCarport Garage
Garage Area312 sqft Garage
CarportCarport
Carport Area312 sqft Carport
Porch Area382 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address2235 MAPLE TER
CitySAINT CLOUD
StateFL
Zip34771-8853
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAPLE TERRACE PB 1 PG 423 LOT 3
Legal Range31E
Legal Township26S
Legal Section10
Legal SubdivisionMAPLE TERRACE
Legal Tract4070
Legal Block30
Legal Lot Number3
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1001
Census Tract43301

Owner

Source: Osceola County records · APN 10-26-31-4070-0001-0030

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2235 MAPLE TER, SAINT CLOUD, FL 34771-8853
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 22, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Aug 20, 2019Deed of Trust, Mortgage · Reverse Mortgage
LIBERTY HOME EQUITY SOLUTIONS INC
Jul 17, 2013Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2024 · Amount on Record
Deed SaleDec 16, 2024 · Amount on Record
Prior SaleAug 10, 2023 · Amount on Record
Deed Doc Number2024157688
Deed Book / Page6710 / 2645
Prior Transfer DateApr 17, 2009
Prior Transfer Doc0038280022
Record RefreshedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 10, 2023
Property Address2235 MAPLE TER, SAINT CLOUD, FL 34771-8853
Document Number0064552045
Book / Page6455 / 2045
Map ReferenceMB 1 PG 423
Instrument DateAug 08, 2023
Instrument2023104413
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6430 CREATION ST, SAINT CLOUD, FL 34771-9472

Transferred To (Grantee/Buyer)

NameVerified Name
Address6074 DURBIN RD, SAINT CLOUD, FL 34771-8808

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2235 MAPLE TER, SAINT CLOUD, FL 34771-8853
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2235 MAPLE TER, SAINT CLOUD, FL 34771-8853

Mortgage

Document Number0061552058
DateFeb 22, 2022
Book Page6155/2058
Instrument2022028790
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term944 Months
DueOct 16, 2100
Interest
Rate TypeAdjustable Rate
Rate3.42%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate8.42%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2235 MAPLE TER, SAINT CLOUD, FL 34771-8853
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055761184
DateAug 20, 2019
Book Page5576/1184
Instrument2019107829
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded

July 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2235 MAPLE TER, SAINT CLOUD, FL 34771-8853
Document Number0055761195
Instrument DateJul 17, 2013
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2235 MAPLE TER ST CLOUD FL 347718853, ST CLOUD, FL 34771-8853

Mortgage

Document Number0055761195
DateAug 20, 2019
Book Page005576/001195
Instrument107830
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term972 Months
DueAug 19, 2100

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,110.00 (+33.75%)$245,200 (+104.07%) Land $55,000 Building $190,200$245,200 (+42.31%) Land $55,000 Building $190,200
2024$3,073.00 (+95.61%)
2023$1,571.00 (+6.29%) Homeowner's exemption Senior Citizen's exemption$120,153 (+3%)$172,300 (+16.11%) Land $16,400 Building $155,900
2022$1,478.00 Homeowner's exemption Senior Citizen's exemption$116,654$148,400 Land $16,400 Building $132,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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