Polk County property record for 2235 Coachman Loop, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,157 sqft · built 2021 |
| Lot Size | 0.254 acres (11,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2020) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Jun 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-09-280033-000050 |
| Primary APN | 24-29-09-280033-000050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| Gross Area | 2,961 sqft |
| 1st Floor Area | 2,157 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,060 sqft (0.254 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Florida Room |
| Street Address | 2235 COACHMAN LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-4048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COACHMAN SQUARE PB 164 PGS 29-30 LOT 5 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | COACHMAN SQUARE |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11834 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 121, DUNDEE, FL 33838-0121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Jun 16, 2020 | Warranty Deed, Construction Loan · Line of Credit MIDFLORIDA CU |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 2020119077 |
| Deed Book / Page | 11266 / 1453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2235 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000189334 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 12334/1019 |
| Instrument | 2022189334 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 16, 2020 |
| Property Address | 2235 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Document Number | 0112661453 |
| Book / Page | 011266 / 001453 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 119077 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 121 DUNDEE FL 338380121, DUNDEE, FL 33838-0121 |
| Document Number | 112661455 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 011266/001455 |
| Instrument | 119078 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802-8008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2235 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Document Number | 0107170737 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5830 SCOTT LAKE HILLS LN LAKELAND FL 338133279, LAKELAND, FL 33813-3279 |
| Document Number | 0107170737 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 010717/000737 |
| Instrument | 3778 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,715 (+2.7%) | $423,542 (-22.53%) Land $130,000 Building $293,542 | |
| 2025 | $4,109.00 (-6.83%) Homeowner's exemption | $358,048 (+5.99%) | $546,747 (+17.52%) Land $130,000 Building $416,747 |
| 2023 | $4,410.00 (+2.58%) Homeowner's exemption | $337,822 (+3%) | $465,253 (+16.93%) Land $100,000 Building $365,253 |
| 2022 | $4,299.00 Homeowner's exemption | $327,983 | $397,890 Land $84,000 Building $313,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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