Erath County property record for 2235 Co Rd 176, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 2,386 sqft · built 2020 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,735 (May 2026) |
| Tax Bill | $6,803 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000076789 |
| Primary APN | R000076789 |
|---|---|
| Alternative APN |
|
| Building Area | 2,386 sqft Living Area |
|---|---|
| 1st Floor Area | 2,386 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 139,828 sqft (3.21 acres) |
| Garage Type | Attached |
| Garage Area | 604 sqft |
| Account Number | R.6745.00030.00.0 |
|---|---|
| Street Address | 2235 COUNTY ROAD 176 |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-1981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S6745 ARROW WOODS SUBDIVISION, LOT 3 |
| Legal Subdivision | ARROW WOODS SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950201 |
Source: Erath County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF TEXAS |
| May 8, 2026 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF TEXAS |
| Dec 17, 2020 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Dec 17, 2020 · Amount on Record |
| Deed Document Number | 20262590 |
| Prior Transfer Date | Dec 16, 2020 |
| Prior Transfer Doc | 202007960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202002202 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-02202 |
| Name | CITIZENS NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | WAXAHACHIE, TX 75168 |
| Type | Line of Credit |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | May 8, 2026 |
| Property Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Document Number | 0000002590 |
| Instrument Date | May 8, 2026 |
| Instrument | 20262590 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Document Number | 0000002591, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20262591 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 202002202 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-02202 |
| Name | CITIZENS NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | WAXAHACHIE, TX 75168 |
| Type | Line of Credit |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Dec 17, 2020 |
| Property Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Document Number | 0202007960 |
| Map Reference | CAB B SL 263A |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2020-07960 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | N TITLE COMPANY, KING TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2235 COUNTY ROAD 176, STEPHENVILLE, TX 76401-1981 |
| Document Number | 0202007961 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-07961 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,803.00 (+27.33%) | $533,690 (+2.48%) Land $80,250 Building $453,440 | $533,690 (+2.48%) Land $80,250 Building $453,440 |
| 2025 | $5,343.00 (+8.44%) Homeowner's exemption | $520,750 (+10.71%) Land $75,440 Building $445,310 | $520,750 (+10.71%) Land $75,440 Building $445,310 |
| 2023 | $4,927.00 (-12.36%) Homeowner's exemption | $470,370 Land $106,300 Building $364,070 | $470,370 Land $106,300 Building $364,070 |
| 2022 | $5,622.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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