2235 Clearwater Point Dr, Seneca, SC 29672 Property Records

Oconee County property record for 2235 Clearwater Point Dr, Seneca, SC 29672

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,445 sqft · built 2005
Lot Size0.639 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$80,500 (Jun 1999)
Tax Bill$2,311 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN211-10-01-046

Property Details

APN / Parcel Number

Primary APN211-10-01-046
Alternative APN
  • 27574

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms2 Rooms
Stories2 Stories
Building Area3,445 sqft Living Area
Attic Area768 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleTraditional
Exterior MaterialVinyl
Foundation TypeRaised
Roof MaterialShingle
Lot Area27,878 sqft (0.639 acres)
Lot Dimensions144 ft deep x 193 ft wide
Garage TypeAttached
Garage Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number27574
Old Parcel Number211 10 01 046
Street Address2235 CLEARWATER POINT DR
CitySENECA
StateSC
Zip29672-9174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CLEARWATER PT AT STONEHAVEN
Legal SubdivisionCLEARWATER POINT/STONEHAVEN
Legal Block1
Legal Lot Number7
JurisdictionOCONEE SC
Township / Civil DivisionSENECA
Census Block Group2
Census Block2043
Census Tract30602

Owner

2235 Clearwater Point Dr is owned and occupied by two individuals who bought it in June 1999.

Source: Oconee County records, as of November 14, 2025

Owner of Record2 Individual Names on File
Mailing Address2235 CLEARWATER POINT DR, SENECA, SC 29672-9174
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Aug 26, 2020Deed of Trust, Mortgage
QUICKEN LNS
May 31, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR
Oct 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 1999 · Amount on File
Deed SaleJun 25, 1999 · Amount on File
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address2235 CLEARWATER POINT DR, SENECA, SC 29672-9174
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019181
DateMay 21, 2021
Book Page4157/43
Instrument19181
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 11, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address2235 CLEARWATER POINT DR, SENECA, SC 29672-9174
Document Number0040140179
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2235 CLEARWATER POINT DR SENECA SC 296729174, SENECA, SC 29672-9174

Mortgage

Document Number0040140179
DateSep 1, 2020
Book Page004014/000179
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueAug 31, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address2235 CLEARWATER POINT DR, SENECA, SC 29672-9174
Document Number0038380253
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2235 CLEARWATER POINT DR SENECA SC 296729174, SENECA, SC 29672-9174

Mortgage

Document Number0038380253
DateJun 10, 2019
Book Page003838/000253
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 9, 2044
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address2235 CLEARWATER POINT DR, SENECA, SC 29672-9174
Document Number0037740245
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2235 CLEARWATER POINT DR SENECA SC 296729174, SENECA, SC 29672-9174

Mortgage

Document Number0037740245
DateOct 29, 2018
Book Page003774/000245
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 28, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2235 Clearwater Point Dr was $2,311.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,311.00$20,067 Land $5,404 Building $14,663$501,674 Land $135,100 Building $366,574
2023$20,067 Land $5,404 Building $14,663$501,674 Land $135,100 Building $366,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2235 Clearwater Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2235 Clearwater Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARTS COVE AND TORY POINTE
private · serves 560 people · EPA ID SC3750029
Water SourcePurchased surface water from CITY OF SENECA
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000
Vyve Broadband
Cable
1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clearwater Point Dr

Nearby Streets

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