2235 Bowersox Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 2235 Bowersox Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,028 sqft · built 1976
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,000 (Jan 2026)
Tax Bill	$3,672 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-001300`

Property Details

APN / Parcel Number

Primary APN	`11-001300`
Alternative APN	`001300`

Interior

Full Baths	2 Baths
Building Area	1,028 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001300
Street Address	2235 BOWERSOX RD
City	NEW WINDSOR
State	MD
Zip	21776-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 8 - 1.34 ACS 2235 BOWERSOX RD 7-79 BOWERCREST SEC 2
Legal Subdivision	SECTION 2 BOWERCEST
Legal Lot Number	8
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	2
Census Block	2025
Census Tract	511000

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 1, 2019	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jan 3, 2025 · Amount on Record
Deed Book / Page	11674 / 368
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 30, 2026
Property Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605
Document Number	0116740368
Book / Page	11674 / 368
Map Reference	MB 7 FO 79
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605

Mortgage

Document Number	0011674374
Date	Jan 30, 2026
Instrument	11674/374

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089080381
Date	Jan 5, 2018
Book Page	8908/0381
Instrument	8908-0381

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099630448
Date	Nov 23, 2020
Book Page	9963/448

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 1, 2019
Property Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605
Document Number	0092790032
Book / Page	9279 / 0032
Map Reference	MB 7 FO 79
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2235 BOWERSOX RD, NEW WINDSOR, MD 21776-8605

Mortgage

Document Number	0000927941
Date	May 1, 2019
Instrument	9279/41

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,433 (+9.88%)	$386,300 (-) Land $133,400 Building $252,900
2025	$3,672.00 (+15.15%)	$322,567 (+14.26%)	$386,300 (+32.89%) Land $133,400 Building $252,900
2023	$3,189.00 Homeowner's exemption	$282,300	$290,700 Land $133,400 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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