San Luis Obispo County property record for 2235 Benson Ave, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,050 sqft · built 1995 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-068-009 |
| Primary APN | 023-068-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 3,050 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 5,600 sqft (0.129 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|
| Street Address | 2235 BENSON AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 61 BL 4 LT 9 |
| Legal Tract | 61 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10403 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2235 BENSON AVE, CAMBRIA, CA 93428-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 7, 1996 |
| Transfer Doc | 0000059028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2235 BENSON AVE, CAMBRIA, CA 93428-4505 |
| Document Number | 0000049254 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2235 BENSON AVE CAMBRIA CA 934284505, CAMBRIA, CA 93428-4505 |
| Document Number | 0000049254 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 49254 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $558,688 (+2%) Land $125,249 Building $433,439 | |
| 2025 | $6,049.00 (+4.17%) Homeowner's exemption | $547,735 (+4.04%) Land $122,794 Building $424,941 |
| 2023 | $5,807.00 (+2.04%) Homeowner's exemption | $526,468 Land $118,027 Building $408,441 |
| 2022 | $5,691.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
4G LTE only, no 5G reported
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