Lancaster County property record for 2234 Ocran Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,803 sqft · built 1952 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $40 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 35 73C |
| Primary APN | 35 73C |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,803 sqft Living Area |
| Gross Area | 3,438 sqft |
| 1st Floor Area | 3,998 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 70,567 sqft (1.62 acres) |
| Garage Area | 1,728 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool House | 288 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 81 sqft |
| Deck Area | 64 sqft |
| Gazebo | Gazebo |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 11963 |
|---|---|
| Street Address | 2234 OCRAN RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OCRAN 1.62 AC LR16/2048 |
| Legal Subdivision | OCRAN |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30301 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2234 OCRAN RD, WHITE STONE, VA 22578-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 2234 OCRAN RD, WHITE STONE, VA 22578-2219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180000452 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 180000452 |
| Name | STEARNS LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40.00 (-98.84%) | $731,300 (+33.94%) Land $256,200 Building $475,100 | $731,300 (+33.94%) Land $256,200 Building $475,100 |
| 2023 | $3,439.00 | $546,000 Land $231,200 Building $314,800 | $546,000 Land $231,200 Building $314,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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