2234 Merganser Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 2234 Merganser Dr, Kalispell, MT 59901

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,162 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$3,066 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0745708`

Property Details

APN / Parcel Number

Primary APN	`R0745708`
Alternative APNs	`07-3966-19-4-18-07-5234` `0000007068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007068
Street Address	2234 MERGANSER DR
City	KALISPELL
State	MT
Zip	59901-8973
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ASHLEY PARK PH 5, S19, T28 N, R21 W, LOT 07A
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Quarter	SE
Legal Subdivision	ASHLEY PARK PH 5
Legal Lot Number	7A
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2019
Census Tract	1201

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2234 MERGANSER DR, KALISPELL, MT 59901-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 12, 2018	Warranty Deed, Transfer · FHA Mortgage DUBUQUE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2018
Deed Sale	Jul 12, 2018
Deed Document Number	201800014317
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2234 MERGANSER DR, KALISPELL, MT 59901-8973
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	PRESTIGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100039173
Date	Nov 9, 2021
Instrument	202100039173

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 12, 2018
Property Address	2234 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	201800014317
Instrument Date	Jul 2, 2018
Instrument	201800014317
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2234 MERGANSER DR, KALISPELL, MT 59901-8973

Mortgage

Document Number	201800014318
Date	Jul 12, 2018
Instrument	201800014318

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,066.00	$306,300	$306,300 Land $63,587 Building $242,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Larkin Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50

May also be available: Lumen Technologies.

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