22331 Seaside Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 22331 Seaside Rd, Cape Charles, VA 23310

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,100 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Jan 2017 Refinance Aug 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-A-73B`

Property Details

APN / Parcel Number

Primary APN	`85-A-73B`
Alternative APNs	`10000305` `12116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	10000305
Street Address	22331 SEASIDE RD
City	CAPE CHARLES
State	VA
Zip	23310-2645
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ON SEASIDE ON SEASIDE
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	930302

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22331 SEASIDE RD, CAPE CHARLES, VA 23310-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance SUNTRUST MORTGAGE INC
Aug 31, 2005	Deed of Trust, Mortgage · Conventional Mortgage EQUITY ONE INC
Oct 12, 2007	Deed of Trust, Mortgage · Construction Mortgage GE MONEY BANK
Apr 20, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUITY ONE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2001
Deed Sale	Apr 17, 2001
Deed Document Number	0000331289
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	22331 SEASIDE RD, CAPE CHARLES, VA 23310-2645
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000058
Date	Jan 12, 2017
Instrument	170000058

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	22331 SEASIDE RD, CAPE CHARLES, VA 23310-2645
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0050003278
Date	Aug 31, 2005
Instrument	050003278

Lender

Name	EQUITY ONE INC
Type	Subprime Lender
Address	ONLEY, VA 23418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 30, 2030

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	22331 SEASIDE RD, CAPE CHARLES, VA 23310-2645
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0070002568
Date	Oct 12, 2007
Instrument	070002568

Lender

Name	GE MONEY BANK
Type	Bank
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	22331 SEASIDE RD, CAPE CHARLES, VA 23310-2645
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0060001158
Date	Apr 20, 2006
Instrument	060001158

Lender

Name	EQUITY ONE INC
Type	Subprime Lender
Address	ONLEY, VA 23418

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2011

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+50.15%)	$214,500 (+61.76%) Land $41,600 Building $172,900
2024			$214,500 (+61.76%) Land $41,600 Building $172,900
2023	$1,007.00	$132,600 Land $33,000 Building $99,600	$132,600 Land $33,000 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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