Charlotte County property record for 2233 Deborah Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,580 sqft · built 2024 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $130,000 (Jan 2022) |
| Tax Bill | $10,859 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer May 2022 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412223204004 |
| Primary APN | 412223204004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,816 sqft |
| 1st Floor Area | 2,580 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.276 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Driveway | Driveway |
| Driveway Area | 1,520 sqft |
| Pool Area | 49 sqft |
| Porch | Raised Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952110292002 |
|---|---|
| Street Address | 2233 DEBORAH DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK162 LT18 820/1728 1012/259 1780/1458 2433/1695 3793/1183 DC4843/365-NAC 4910/2056 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 162 |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10405 |
2233 Deborah Dr is held in a trust since January 2022.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2085 DERRIN LN, BROOKFIELD, WI 53045-2125 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Jan 14, 2022 | Warranty Deed, Transfer BURNT STORE TITLE LLC, BURNT STORE T&E LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on File |
| Deed Sale | Jan 14, 2022 · Amount on File |
| Prior Sale | Apr 5, 2004 · Amount on File |
| Deed Document Number | 20223046445 |
| Deed Book / Page | 4910 / 2056 |
| Prior Transfer Date | Aug 8, 2013 |
| Prior Transfer Doc | 0037931183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 12, 2025 |
| Property Address | 2233 DEBORAH DR, PUNTA GORDA, FL 33950-8118 |
| Document Number | 0003567495 |
| Map Reference | MB 8 PG 6 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 3567495 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2085 DERRIN LN, BROOKFIELD, WI 53045-2125 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2085 DERRIN LN, BROOKFIELD, WI 53045-2125 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2233 DEBORAH DR, PUNTA GORDA, FL 33950-8118 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2085 DERRIN LN, BROOKFIELD, WI 53045-2125 |
| Document Number | 0049761693 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 4976/1693 |
| Instrument | 3096623 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | May 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 14, 2022 |
| Property Address | 2233 DEBORAH DR, PUNTA GORDA, FL 33950-8118 |
| Document Number | 0049102056 |
| Book / Page | 4910 / 2056 |
| Map Reference | MB 8 PG 6A-6T |
| Instrument Date | Jan 14, 2022 |
| Instrument | 3046445 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | BURNT STORE TITLE LLC, BURNT STORE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 PINE SISKIN DR, 1216, PUNTA GORDA, FL 33950-7644 |
| Name | Verified Name |
|---|---|
| Address | 2085 DERRIN LN, BROOKFIELD, WI 53045-2125 |
The 2025 property tax bill for 2233 Deborah Dr was $10,859, up 563.8% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,859.00 (+563.75%) | $701,387 (+617.53%) Land $97,750 Building $603,637 | $701,387 (+509.9%) Land $97,750 Building $603,637 |
| 2024 | $1,636.00 (-1.74%) | $97,750 (-) | $115,000 (-) Land $115,000 |
| 2023 | $1,665.00 (+10.12%) | $97,750 (+19.79%) | $115,000 (+40.93%) Land $115,000 |
| 2022 | $1,512.00 | $81,600 Land $81,600 | $81,600 Land $81,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2233 Deborah Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2233 Deborah Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures