22320 Bret Loop, Underwood, IA 51576 Property Records

Pottawattamie County property record for 22320 Bret Loop, Underwood, IA 51576

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,677 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$551,500 (Nov 2021)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7643 35 179 007`

Property Details

APN / Parcel Number

Primary APN	`7643 35 179 007`
Alternative APN	`032 009 070 007750 029 000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	1,677 sqft Base Area
1st Floor Area	1,677 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	864 sqft

Location & Zoning

Street Address	22320 BRET LOOP
City	UNDERWOOD
State	IA
Zip	51576-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HAZEL DELL TWP-SHERWOOD COUNTRY ESTATES LT 29
Legal Range	43W
Legal Township	76N
Legal Section	35
Legal Subdivision	SHERWOOD COUNTRY ESTATES
Legal Lot Number	29
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	HAZEL DELL
Census Block Group	2
Census Block	2088
Census Tract	21400

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22320 BRET LOOP, UNDERWOOD, IA 51576-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AVAILA BANK
Apr 15, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	202118352
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Nov 4, 2021
Property Address	22320 BRET LOOP, UNDERWOOD, IA 51576-5051
Document Number	2021
Book / Page	2021 / 18352
Instrument Date	Oct 27, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22320 BRET LOOP, UNDERWOOD, IA 51576

Mortgage

Document Number	202118354
Date	Nov 4, 2021
Instrument	2021/18354

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	22320 BRET LOOP, UNDERWOOD, IA 51576-5051
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020
Date	Dec 21, 2020
Book Page	2020/19605

Lender

Name	AVAILA BANK
Type	Bank
Address	COUNCIL BLUFFS, IA 51503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 15, 2040

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Apr 15, 2019
Property Address	22320 BRET LOOP, UNDERWOOD, IA 51576-5051
Document Number	0000004115
Instrument Date	Mar 21, 2019
Instrument	4115
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1827 COUNCIL BLUFFS IA 515021827, COUNCIL BLUFFS, IA 51502-1827

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Unified School District	Underwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,900 (+15.51%) Land $72,900 Building $590,000	$662,900 (+15.51%) Land $72,900 Building $590,000
2025	$7,540.00 (+405.02%)
2023		$573,900 Land $63,400 Building $510,500	$573,900 Land $63,400 Building $510,500
2021	$1,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 79% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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