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2232 S Stephan Bridge Rd, Grayling, MI 49738 Property Records

Crawford County property record for 2232 S Stephan Bridge Rd, Grayling, MI 49738 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1987
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Jul 2020)
Tax Bill$1,271 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN040-40-017-05-220-00

Property Details

APN / Parcel Number

Primary APN040-40-017-05-220-00

Interior

Full Baths1 Bath
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleMobile Home
Lot Area56,628 sqft (1.3 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2232 S STEPHAN BRIDGE RD
CityGRAYLING
StateMI
Zip49738-9414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 492 FT E & 330 FT N OF SW COR OF NE/4 OF NW/4 TH E 298 FT TO R.O W OF CO.RD TH NE LY 186.2 FT TH W 385 FT-TH S 165 FT TO
Legal Range02W
Legal Township26N
Legal Section17
JurisdictionCRAWFORD MI
Township / Civil DivisionGRAYLING
Census Block Group3
Census Block3001
Census Tract960300

Owner

Source: Crawford County records · APN 040-40-017-05-220-00

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2232 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTHLAND AREA FEDERAL CREDIT UNION
Dec 30, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2020 · Amount on Record
Deed SaleJul 06, 2020 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Book / Page744 / 111
Last Transfer DateJun 04, 2024
Transfer Doc000807/982
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAWFORD MI
Recording DateJul 06, 2020
Property Address2232 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9414
Document Number744/111
Book / Page744 / 111
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 ALEXIA LN, GRAYLING, MI 49738-8651

Mortgage

Document Number0000000744/0000000112
DateJul 06, 2020
Book Page0000000744/0000000112
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2040
Interest
Rate TypeAdjustable Rate
Rate4.49%
Type Change DateJul 01, 2020

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionCRAWFORD MI
Recording DateDec 30, 2019
Property Address2232 S STEPHAN BRIDGE RD, GRAYLING, MI 49738-9414
Document Number742/119
Book / Page742 / 119
Instrument DateDec 23, 2019
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3544 MCCOY RD, GAYLORD, MI 49735-9110

Tax Assessment & Valuation

Source: Crawford County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCrawford County
County SubdivisionGrayling Charter Township
Unified School DistrictCrawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$68,600 (+13.58%) Land $2,200 Building $66,400$137,200 (+13.58%) Land $4,400 Building $132,800
2025$1,271.00 (+10.04%) Homeowner's exemption$60,400 (+25.57%) Land $2,200 Building $58,200$120,800 (+25.57%) Land $4,400 Building $116,400
2023$48,100 Land $2,200 Building $45,900$96,200 Land $4,400 Building $91,800
2022$1,155.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crawford County (26039C), updated April 17, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260399603003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskModerate
above 70% of the US · above 99% of Michigan
Wildfire LikelihoodAbout 1 in 483 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Great Lakes Energy ConnectionsFiber1,000 / 1,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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