2232 S Cave Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 2232 S Cave Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 1979
Lot Size	3.86 acres (168,142 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2021)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Apr 2023 Transfer Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-09470-02`

Property Details

APN / Parcel Number

Primary APN	`016-09470-02`
Alternative APN	`53-09-09-100-018.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,064 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Construction Type	Stone
Roof Material	Metal
Lot Area	168,142 sqft (3.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-09470-02
Street Address	2232 S CAVE RD
City	BLOOMINGTON
State	IN
Zip	47403-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT S1/2 NE 9-8-2W 3.86A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1220 S TALL OAKS DR, BLOOMINGTON, IN 47403-2860
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Intrafamily Transfer, Transfer
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	202122097
Prior Transfer Date	Jan 3, 2005
Prior Transfer Doc	2005002110
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Apr 10, 2023
Property Address	2232 S CAVE RD, BLOOMINGTON, IN 47403-9208
Document Number	2023003626
Instrument Date	Mar 15, 2023
Instrument	2023003626
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 S TALL OAKS DR, BLOOMINGTON, IN 47403-2860

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 29, 2021
Property Address	2232 S CAVE RD, BLOOMINGTON, IN 47403-9208
Document Number	2021022097
Instrument Date	Nov 15, 2021
Instrument	2021022097
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 S TALL OAKS DR, BLOOMINGTON, IN 47403-2860
Investor	Possibly a Property Investor

Mortgage

Document Number	2021022098
Date	Nov 29, 2021
Instrument	2021022098

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	2021022640
Date	Dec 7, 2021
Instrument	2021022640

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00 (-0.94%)	$320,500 (+0.91%) Land $51,400 Building $269,100	$320,500 (+0.91%) Land $51,400 Building $269,100
2024	$4,781.00 (+13.35%)
2023		$317,600 (+11.52%) Land $51,400 Building $266,200	$317,600 (+11.52%) Land $51,400 Building $266,200
2022	$4,218.00	$284,800 Land $46,000 Building $238,800	$284,800 Land $46,000 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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